Get an Amazon gift card for 15% off.

If you’re planning to use the online uber-retailer for any holiday shopping, you can get a $100 gift card for $85.

That’s the good news. The bad news: It takes a little work.

A company called eBillme is offering the deal until Dec. 31 at its “Debt-Free Mall,” a shopping portal for those who want to buy online without credit cards. More than 800 merchants allow you to pay through eBillme.

Right now the Debt-Free Mall offers only four kinds of gift cards: Amazon, Bass Pro Shops, Cabela’s and Zappos. More are in the works. But you can get the $100-for-$85 deal for any of the four cards through Dec. 31.

Here’s how it works

Go to the gift card section of the Debt-Free Mall and select the card you want.

Choose “eBillme” for checkout and give your e-mail address.

A bill will be e-mailed to you. Log on to your bank’s online bill-pay section, add eBillme as a payee and settle up the tab. (You could also pay in person at more than 75,000 locations nationwide, but you’ll pay a $4.95 fee to do it that way.)

It will take one to three business days for the payment to be processed. Once that happens, you’ll get your gift card via e-mail.

Don’t miss that deadline

Next, download the rebate form by going to this page and clicking “Offer Details.” You must mail the form within 15 days of the gift-card purchase.

If you prefer to get $15 off one of the other three gift cards, go to this page. Note, though, that you can choose only one offer.

I repeat: You can get 15% off. As in, “Get an extra $15 to spend on any already ridiculous deals you find on Black Friday or Cyber Monday.” Or for that matter, on any other buys you’d planned from Amazon, Bass Pro Shops, Cabela’s or Zappos.

Statistically, a lot of people never bother with rebates. Buck that trend. Get your money back.



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