Blog roundup: Watch where you’re going edition.

Somebody pulling out of a parking lot hit my daughter and son-in-law’s car. The driver was too busy looking off to the side to notice that she was aimed straight at the Chevy Cavalier in the left-turn lane.

Even though she wasn’t going fast, the T-boning she gave the car damaged both doors on the passenger side. Neither one will open now and there’s probably unseen damage because it felt wonky during the drive home.

As Abby notes in this post, it looks as though the other driver’s insurance company will declare it totaled, as in “It costs more to fix than it’s worth.”

Here’s the thing: Their car was old. But it was still reliable transportation. With luck it would have lasted them several more years, years during which they would have been saving for a replacement vehicle.

The careless driver did more than cause them paperwork hassles. She threw a major monkey wrench into their finances.

Please, folks: Watch where you’re going. And when you pull out of a parking lot, look both ways and in front of you.

P.S. Shopping for cars is a mind-bending experience, Abby says, especially when a salesman hauls out the old chestnut of “What can I do to get you into a car today?

Here are some more reads for your weekend:

5 lame excuses for not saving money at WalletPop

The eyes of the beholders at Whiskey in My Sippy Cup (warning: contains frank – as it were – references to male genitalia)

The benefits of essential oils and how to make them at home at Savings.com

5 household fixes you should stop paying others for at Wise Bread

Tax tips when looking for work is your job at Consumerism Commentary

10 signs the economy is on the upswing at Kiplinger’s

Wolves at Hyperbole and a Half (warning: do not drink liquids while reading this, unless you like the neti-pot effect)

Survey says: Retirement is your next financial frontier at Beyond Today


7 Comments

  1. This is my biggest nightmare! My car is an old 1998 Subaru with 193,000 miles on it. It still runs well and since I am now disabled, I do not drive daily or long distances. I cannot afford another car right now. An accident like this would make us a one car family. Of course, when this car dies, we will probably become one anyway!

    • Donna Freedman

      @Donna: It’s frustrating that someone’s moment of inattention can have such a huge impact (so to speak) on your life. After first accusing Abby and Tim of being in the wrong place, the woman then tried to tell the police that since other drivers had motioned her through (i.e., left her room to leave the parking lot and cross in front of them) then she clearly had the right of way.
      The police said, “No, you didn’t.”
      So now it’s in the insurance company’s hands. Her rates may go up a little, but she doesn’t have to think about this any more unless it’s to tell her friends about how unfair it is that she has to pay more. Meanwhile, Abby and Tim are stuck holding the gooey end of the lollipop. Grrrr.
      Thanks for reading, and for leaving a comment.
      Sigh.

  2. That’s exactly what my father used to say about our family…”if it weren’t for bad luck…” Thought getting married and changing my last name might help but no such luck…literally! lol

    I hope things work out for your daughter. Glad no one was hurt physically, but financially “ouch!”. Will keep her on my prayer list!

  3. Holly Samlan

    Please tell Abby that the ‘offer’ the insurance company gives on their car is NOT the best they will do. I know from experience.

    She needs to do her homework on the net (dealers & places like Edmunds) & at assorted dealers for an EXACT replica of the damaged car to prove the full value. Also, the insurance needs to pay title & license transfer fees, sales tax and for a rental until the replacement car is purchased (usually 30 day limit) including taxes & fees.

  4. If the car is still driveable, then maybe they shouldn’t be so quick to give up on it. What the insurance company considers that it will cost to fix the car may be more than it really needs to be safe and driveable. They should have a mechanic they trust look at it and give them an estimate of what it would cost to make it good (but not pretty). The insurance company will most likely send the car to auction. Your daughter and SIL can take the settlement and then go buy it back at the auction for next to nothing, get it fixed and even be a little bit ahead. Worth looking into anyway.

  5. If you are able to make it to the British Museum, I hope you can see Seianti Hanunia Tlesnasa. She is in room 71 of the Etruscan exhibits. Pretty much any way that you turn in the museum there is something amazing, but she is the most memorable and intriguing. London is an incredible city.

    http://www.britishmuseum.org/explore/highlights/highlight_objects/gr/p/painted_sarcophagus.aspx

    “The Museum is free to all visitors and is open daily
    10.00–17.30″

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