Your ATM card is a tool, just like a credit card — or a hammer. The powers of all three can be used for good, or they can land you (or maybe just your thumb, sometimes) in a world of hurt.
- For people with poor impulse control, “easy access” means the ability to satisfy every fleeting whim
- For others, it’s frustrating (and a potential budget-buster) to have that $40 withdrawal just sort of vanish during the day
- Banks are raising ATM fees
Note: I’m not saying you should never use an ATM card. I use one myself sometimes. But I use it in a very purposeful way, because underneath this intentional-living facade is a case of bower-bird syndrome just waiting to happen. (“Oooh! Pretty! Shiny! Want one!”)
Give it a read, won’t you? I’d appreciate your feedback.