Some money experts come across as professional scolds who harangue us about the bad things we’ve done and the good things we haven’t done.
No wonder some people prefer to unload their money woes to friends. Even if our pals gently point out our goofs, at least they’re not telling us how stupid we are.
The problem is that not all friends will hold us accountable, either because they don’t want to hurt our feelings or they don’t know much about money themselves. Thus we run the risk of getting advice that’s well-intentioned but not really in our best interests.
Ever confess to having gone a little off the rails at the mall only to have your BFF blithely chirp, “Oh, well, it happens to all of us!” Or fret about how you shouldn’t have gotten such an expensive car and have some other dude say, “Aw, come on! Live a little!”
Beverly Harzog won’t tell you anything like that. Instead, she’ll be the friend everyone should have: One who cares enough to convince you to get control of your spending and who offers to stand by you every step of the way.
Harzog recently released a new book, “The Debt Escape Plan,” and it’s up for grabs in this week’s giveaway.