Just being not-sick doesn’t mean you’re actually well. Ever know someone who seemed fine until the heart attack? It’s likely he had underlying issues such as poor nutrition and a sedentary lifestyle.
Now: Ever know someone who seemed fine until the bankruptcy? Chances are he had issues, too, such as compulsive spending or champagne tastes and a tap-water budget.
He’s not alone: According to the Center for Financial Services Innovation, 57 percent of U.S. adults struggle financially.
We get annual physicals because catching a problem early beats trying to cure an entrenched ailment. Our finances need checkups, too.