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th-1Take a look at personal finance articles aimed at women. How many of them focus on topics like using coupons, getting the best prices for school clothes and cutting back on our purse collections?

Those are all good things to do. But why aren’t women getting information about building real wealth?

Women make 85 percent of consumer purchases. (Hint: Not all of them are of Jimmy Choo footwear.) Yet they are too often ignored, patronized or marginalized by the financial planning industry.

Kimberly Palmer, author of “Smart Mom, Rich Mom: How To Build Wealth While Raising A Family,” has a friend in that line of work. He told her about a colleague who talked to the husband and referred to the wife in the third person. The wife was sitting right next to her spouse.

That’s why we need books like this one. We do need to worry our pretty li’l heads about money.

 


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th-2It’s 77 degrees here and I’m melting, melting

Which is a little embarrassing to admit. Although I grew up in a hot-and-humid area and also sweltered through the occasional 100-degree heat wave in Seattle* my blood has done got thin.

Like many other Alaskans, I perceive temps in the 60s as warm enough, thanks. When it his 70 I start fanning myself. Now that it’s closer to 80 than 70, I’m panting like a black dog in the noonday sun.

Right now I’m pet-sitting a black dog (Rottweiler/black Lab mix), a furry solar collector whose solution is simple: When he’s not in the house, he spends his time underneath the deck attached to the greenhouse DF built

I’m the wrong size – and the wrong flexibility factor – to follow him under there, so I cope by staying out of the direct sun and drinking lots of water and iced tea. It’s supposed to be in the mid- to high 70s all week.

 


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thYesterday I had a stimulating conversation with a Surviving and Thriving reader who was traveling with her family. It was a frugal meet-up: We talked for a couple of hours in the play area of a Carl’s Jr. restaurant, since I figured the two kids would be bored spitless by grownup blather about  money and frugality.

Both the reader and her husband have names that begin with the letter K, so henceforth they’ll be referred to as “K-she” and “K-he.” (Didn’t get permission to out their true identities.) We talked about not just how to save money but also about the sense of freedom that comes with taking control of your cash.

K-he revealed that initially he was nervous about his wife’s proposal to be a full-time parent, fearing it would deal a death blow to their finances. But now he’s not only in awe of his wife’s mad frugal skills, he’s on board with the whole idea.

He also asked an interesting question: “Why aren’t more people like you two?”

 


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thThe “we” is me and my daughter, whom regular readers know as the brains behind the I Pick Up Pennies website. Abby and I are participating in the #FinHealthMatters writing competition and we want to hedge our bets.

Specifically: We would really appreciate some social media lurve.

 


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