Christmas at the airport.

santa_planeWhen you fly on a buddy pass you travel standby. Using a pass during the holiday season is a total crapshoot – or, in airline parlance, “not recommended.”

But I when I decided to visit my daughter for the holidays, I believed the traditional wisdom about flying on Dec. 24.

“Folks will already be where they want to be,” I kept hearing. “Plenty of room on the planes on Christmas Eve.”

Apparently a whole lot of people missed that memo.

 

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Credit score myths that will. not. die.

th-1More than half of U.S. consumers (mistakenly) believe that carrying credit card balances will help improve their credit scores.

It won’t. It won’t. It won’t!

Yet according to the 2016 Capital One Credit Confidence Study, 52 percent of us still think it will. The study also mentioned a new (to me) credit score myth, one that’s believed by about the same number of people.

 

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See you at a pair of Phoenix meet-ups.

thI’m heading to Phoenix for the holidays. Wanna have coffee?

Usually I try to organize a meet-up whenever I visit my daughter. This time around I plan two such get-togethers:

Wednesday, Dec. 28, from 9:30 a.m. to noon

Saturday, Dec. 31, from noon to 3 p.m.

(Note: Originally I’d said “9 a.m. to noon.” But that was before I realized/remembered that the restaurant doesn’t open until half an hour after that. D’oh!)

Yep, both times can be awkward: the Wednesday one because working folk may not be able to make it, and the Saturday one because New Year’s Eve. Still, I can offer two good reasons to be there.

 

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No place like phone for holiday fraud.

thMy pay-as-you-go flip phone regularly receives calls from numbers I don’t recognize. For a while I’d pick up any that began with 206 or 425; having lived in Seattle for eight years I figured it might be an old acquaintance or former classmate.

Each time, though, it was a robonotification about a great deal on a credit card, vacation or something else I didn’t need. Nowadays I don’t pick up, and guess what? Those unknown callers never leave messages!

I’m not alone in feeling pestered. Phone-spam victims received an average of 118 sales-pitchy or downright fraudulent calls this year, according to a new study from Hiya, a free caller ID/call-blocker app.

And there’s no place like your phone for holiday fraud. Seasonal scams are up by 113 percent over last year, the study notes.

Among them:

 

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Roadie: Make that holiday trip pay for itself.

thPlanning to visit family and/or friends later this month? An app-based “shipping community” called Roadie could help you make the trip more profitable, or at least help pay for gas and tolls.

This app-based “shipping community” currently has more than 25,000 drivers in all 50 states. The premise is pretty simple: You sign up as a driver and wait to see if anybody wants you to deliver something to where you’re going.

Kind of like Uber or Lyft, except that drivers are transporting cargo rather than people.

How much can you earn? A surprising amount, actually.

 

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Link love, a virus and teaching money skills.

thSorry to have maintained radio silence lately. In the past week I’ve had one of those not-terribly-serious yet still life-sucking viruses.

The sinus-y kind that makes your head ache and your nose and eyes itch. The throat-y kind that makes it unpleasant even to sip water. The malaise-y kind that makes you want to lie down a lot, except that you can’t really get comfortable.

Blech.

Since during that time I’ve also been writing for pay and working on the sequel to “Your Playbook For Tough Times,” I haven’t had the brainwidth to come up with something thrilling for this blog.

However, I do have a few things to share. To wit:

 

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