Your definition of “splurge” may vary. Here’s what I think: Whether they’re experiences or lasting treats, a splurge can not only brighten your day but help keep you on the frugal path.
Utter, slavish denial of self can lead to falling off the wagon in a big, big way, which will undermine – or undo – the progress you’ve made toward meeting your financial goals.
But there’s no reason to overpay for a splurge, be it a trip abroad or a really good cupcake. That’s why I’m suggesting eight ways to do it up without overdoing it.