Yep, another made-up-just-for-fun holiday. This one came about in 1994 and was invented by a publicist who suggested that people treat themselves and also those around them.

Your definition of “splurge” may vary. Here’s what I think: Whether they’re experiences or lasting treats, a splurge can not only brighten your day but help keep you on the frugal path.

Utter, slavish denial of self can lead to falling off the wagon in a big, big way, which will undermine – or undo – the progress you’ve made toward meeting your financial goals.

But there’s no reason to overpay for a splurge, be it a trip abroad or a really good cupcake. That’s why I’m suggesting eight ways to do it up without overdoing it.

“Adulthood 101: Teaching grads about the real world” is the topic of a Tweetchat to be sponsored by Ally Bank on Tuesday.

Whether you’ve got advice to share or are wondering how best to help the neomatriculate in your life, drop by: You could win a $100 Amazon gift card.

From 2 to 3 p.m. Eastern, featured guest Bankrate.com will address issues such as student loans, retirement planning, home-buying and — for the elders — how to encourage rather than enable. Other personal finance specialists will likely check in, too. I’ll be there myself.

Never attended a Tweetchat? Think of it as a virtual party, one in which everybody’s talking about the same thing. It’s fast-moving and entertaining and, in this case, educational.

The best part? Since we’re all limited to 140 characters nobody has enough space to be pompous.

Unless, of course, it’s that new crayon smell paired with new crayon names.

To celebrate the 110th anniversary of the invention of Crayolas, the company asked fans to suggest new monikers for the original eight colors.

And boy, did the fans have fun.

Red is now “ladybug.” Green is “jalapeño.”  Want to know the others? Enter to win them.