Sick.

thJust a heads-up that my head is stopped up and thus my writing may stop dead, at last for a while. I have the crud that’s going around: a serious, wracking cough, some sinus involvement (but no fever) and extreme weariness.

The cough hits me like a fungo bat between the eyes (yay sinus involvement), and it’s strained my torso muscles so much that it hurts to get out of bed.

I’m acutely aware that my Aunt Elna used to fracture her ribs by coughing too hard. Really, really don’t want to do that.


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thBloggers and readers in the Phoenix area: Wanna talk about money, midlife, millennials or ‘most anything else? Hope you can attend a meet-up on Saturday, Feb. 21.

The do will be hosted by me and my daughter, who blogs at I Pick Up Pennies. When I say “hosted,” what I mean is that we’ll be there and we’ll save you some seats.


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thPlanning to do any Amazon shopping this holiday season? Have I got tips for you.

10 Amazon Shopping Tricks to Save You Tons of Money,” over on the Grandparents.com page, actually features 10 categories, some of which have more than one tip involved. For example, did you know that Prime members get a half-hour head start on Lightning Deals?

That a tool called PriceJump will compare Amazon tags to those of 5,000 other online merchants? That Amazon-specific sites will do the best-price legwork for you? Or that if you haven’t spent quite enough to get free shipping a site like SlickFiller.net will find the 39-cent bolt or 79-cent cup hook that will push you over the $35 threshold?


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thIf you’ve got a face made for radio or a body that doesn’t fit Madison Avenue’s image, you may feel that you’re not getting a fair shake. And you may be right.

For example, tall people earn more than shorter ones. Overweight men earn less (and overweight women earn a lot less) than non-obese coworkers.

And this one really frosts me: A Harvard University study indicates that women who wear makeup are seen as “more trustworthy and competent.” Hey, not all of us want to put on war paint each day.

Unfair, but true: How your looks affect your pay,” on Money Talks News, discusses the ways bosses can legally discriminate against you.

Sometimes those ways are pretty ridiculous. One employment law expert has heard from people who got canned because supervisors didn’t like their shoes. Seriously.


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thIf you’re thinking about ditching collision, don’t do it based on some imagined formula. Although most people drop it by the eighth year of ownership, there’s no hard-and-fast (fast and furious?) rule.

Or so I found out while researching “When to drop collision coverage – and risk it all” for Insurance.com.

You’re required to have collision until your auto loan is paid in full. It repairs or replaces your wheels when you’re hit by an uninsured driver or when you have an at-fault accident. (Damn you, black ice!)

Insurance.com analyzed data from half a million car insurance quotes and found that year eight is when the biggest number of owners bid adieu to collision. Some swear by “the 10 percent rule”: If the annual premium is 10 percent or more of the car’s value, better to bank those bucks against a replacement vehicle.

But it’s not always that simple. Collision coverage is another example of how those living on the margins pay more.


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