th3 150x150 A life altering holiday gift.Not everyone is ready for a book about personal finance, even if it’s desperately needed. Some potential recipients believe they’ll figure things out for themselves. Some don’t believe that the economy will ever really work for folks like them. Some know they’re taking the last train to Brokesville but are frankly enjoying the trip too much to consider getting off at the next station.

That doesn’t mean you can’t give the gift of personal finance. It just means you need to be thoughtful about how you do it, including picking a time when the person is in a receptive frame of mind.

Which might not be on Dec. 25. But it also might be, which is why I’m once again offering a list of books to consider gifting.


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ec Giveaway: The Practical Negotiator.A time-honored frugal hack is to negotiate — salary, real estate, holiday arrangements (your parents’ house? his parents’ house?), the price of that beater you want to buy from Craigslist.

Trouble is, many people don’t really know how to negotiate — they’ve never seen it done, they lack self-confidence or face a cultural barrier with regard to haggling.

This week’s giveaway can help.

The Practical Negotiator: How to Argue Your Point, Plead Your Case and Prevail in Any Situation” was written by Steven P. Cohen, president of The Negotiation Skills Company Inc.

Although some people associate the word with backroom politics or high-stakes business, the author says that negotiation “takes place in the daily life of regular people who are trying to reach collaborative agreement in the family unit, on the job or as a consumer.”


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Wth10 Giveaway: Business in Blue Jeans.ant to start a business? Already own one, but want to take it further? Susan Baroncini-Moe has written a book designed to help you achieve your goals without having to become someone you’re not.

The title says it all: “Business in Blue Jeans: How to Have A Successful Business on Your Own Terms, in Your Own Style.“After all, not everybody wants to wear a power suit.

Although the author acknowledges that “circumstance, life path or lack of skill” can make entrepreneurship harder for some than for others, she’s put together as many resources as possible to help just about anybody achieve just about anything.

“Small business is, to me, the essence of the American Dream. Entrepreneurship is the backbone of our economy, and it offers virtually anyone unlimited opportunity, income and freedom. But like anything worth pursuing, it requires effort,” she writes.


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th2 Guest posts, gift cards and loups garou.I did my first-ever guest post on my daughter’s site, I Pick Up Pennies. Always meant to, just never got around to it until this weekend.

“Want to save money? ‘Chop’ your kitchen” was generated by my fondness for a  Food Network program called “Chopped,” which requires chefs to create meals from mystery ingredients. Some of them are delicious and traditional (steak, poultry, seafood) and some are just cruel (durian, goat brains, duck testicles).

Not that I think you should save money by eating fowl balls, mind you. Instead the post suggests that you “chop” your pantry, fridge and freezer, i.e., find ways to use what’s on hand instead of calling out for pizza. The food waste in our country is astonishing. What could eating in more often do for your budgetary bottom line?

Think those leftovers look forlorn? Get creative!


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9781118518557 p0 v2 s260x420 199x300 Giveaway: Do More, Spend Less.Brad Wilson wasn’t content just to found BradsDeals.com, TravelHacks.com and annually renewing sites for Black Friday and Cyber Monday.  To spread his “everything you know about being a consumer is wrong” message, he also wrote a book.

Do More, Spend Less: The New Secrets of Living the Good Life for Less” describes the behaviors and hacks that let Wilson earn more than 5 million frequent flyer miles, get half-off his iPhone and plan, arrange a 25% discount on new cars, spend three weeks at the Park Hyatt Paris for $20 and get a 0%, six-figure line of credit to build a business.

Until recently marketing has had a tight grip on our wallets, he notes, but thanks to the Internet “the playing field is tilting in our favor.”

Internet deal-hunting has made it possible for consumers to look beyond the manufacturer’s suggested retail price. Sometimes far beyond.


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