thI feel so loved: A chapter from “Your Playbook For Tough Times” is the featured topic on this week’s Wise Bread Tweetchat – which regular readers know always includes prizes.

And this week’s prizes are pretty rich – much richer than I had originally posted. (See below.)

“Doing a financial fire drill” is the subject of the one-hour event, which takes place at noon PDT on Thursday, Sept. 15. (As in “tomorrow.”) We’ll be talking about how to do an extreme budget makeover in advance of anything going wrong.

Think of it this way: Relatively few homes or schools burn down each year. Knowing what to do if that should happen is still a good idea.

And if you need another incentive to participate? Wise Bread has that covered, too.


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YourPlaybookForToughTimes3DAfter several weeks of waiting for review blurbs and dealing with daily tech glitches, “Your Playbook For Tough Times” is finally here.

See? I really wasn’t pretending to write a book.

You can buy it as a PDF*, to be read on laptop or tablet, for $1 less than the Kindle version. Another discount is available if you purchase both a paperback and a Kindle product.

A frugal hack of a frugality book, you might say.


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thThe time to prepare for disasters – or even moderate inconveniences – is before they happen. This week’s giveaway can help.

The Penny-Pinching Prepper: Save More, Spend Less and Get Prepared for Any Disaster” is the latest book from Bernie Carr, she of the Apartment Prepper blog.

Ignore the stereotypes about wild-eyed prepper nutcases stockpiling bullets and Spam. Preparing for power outages, extreme weather and the like just makes sense. In fact, the government urges us all to have at least several days’ worth of supplies on hand. Just ask anyone who’s ever lived through an ice storm whether it’s a bad idea to be a prepper.


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thBack on June 10 I published a post updating the progress on “Your Playbook For Tough Times.” In the past eight weeks the work has morphed yet again. In fact, it’s become two books.

Neither of which, unfortunately, are yet available for purchase.

How is it possible that two months have passed without my hitting “publish”? As they say on Facebook, it’s complicated.


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th-1On the back cover of “Live Your Life For 1/2 The Price,” prolific personal finance author Mary hunt perfectly sums up my feelings about frugality:

“It’s the money you don’t spend that ultimately gives you the freedom to live the life you love.” 

You tell ’em, girl.

Hunt, who’s written a couple of dozen books and created the Debt Proof Living program and the Mary Hunt’s Everyday Cheapskate website, gives readers the tools to do things like reduce costs, get control of spending, avoid fees, retire the mortgage off early and pay a fair sum for the right car. And she does it with her trademark humor, compassion and pragmatism.

In other words, she’s fun to read and she knows what it’s like to be in debt — boy, does she know! — but she won’t let you off the hook for any of it. Instead, she’ll throw you a lifeline.


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