th9 How I saved more than $100 last night.We’re in the middle of a project to turn a giant three-sided building into a smaller shed, a greenhouse and a deck. When I say “we,” it’s the royal we. DF and one of his sons are doing most of the work.

He’s reusing wood from the original structure plus some boards another DIYer had given him. DF also found a great deal on paint at the Habitat for Humanity ReStore and an even better deal at the “free” section of the city landfill.

Yet certain purchases — cedar boards for the deck and something called Suntuf clear PC roof panels for the greenhouse — can’t be scrounged. The roof panels are on sale at Home Depot but even so cost almost $25 a pop.

The final tally will be about $750, a figure that made us both gasp – and sent me straight to GiftCardGranny.com, an aggregator site for discounted gift cards.

Within three minutes I’d determined the best deal and ordered it. Total savings: $107.30. Wish I could earn at that rate every day.


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th8 Should you boycott restaurants?Over at Midlife Mom Musings, a blogger named Sharon wrote about an unpleasant surprise. The July food budget for her family of four was supposed to have been $700. Instead, they spent nearly $1,700 on groceries and meals away from home.

“I just don’t remember spending that much,” Sharon said.

(Few of us do.)

More than $400 of that was on meals away from home. Manhattan Bagel. McDonald’s. Tropical Smoothie. Chipotle. Texas Roadhouse. Ciros.

“Not even nice restaurants,” she lamented.

They ended the month with a $1,000 negative cash flow — which she freely admits could have been avoided if they’d just stayed within their food budget. To help make up for that loss, Sharon is boycotting all eateries in August.

A no-restaurants month is a common meme in the personal finance blogosphere. Just like “no-spend week” and “cash-only quarter,” it works if you work it – and if you do, you can learn a lot.

Like, say, how to cook with what’s on hand. How to pack a lunch. How to say “no,” whether that’s to kids who want to stop for a smoothie or to yourself when you really, really want a blueberry bagel.

Hey, I love a serving of McDonald’s fries as often as I can get away with it. But eating them every day would torpedo my budget and, maybe, my arteries.


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th 1 150x150 Thrift shops, free museums and a $100 Tweetchat. Today is Thrift Shop Day, and the Savers/Value Village folks say we’re all about saving the Benjamins. The company’s new survey revealed that 47 percent of U.S. residents shop at la segunda, and more than one-third of us say they shop secondhand more often now than they did three years ago.

Is it the economy? Or is it that more and more people are realizing how much fun it can be to prospect for marked-down items, some of which you won’t find anywhere else?

Well, 52 percent of those surveyed say “it feels like a treasure hunt” and 35 percent love finding “truly unique” items. If you’re a retro-fashionista, secondhand stores are the place to find vintage shoulder-pad suits, cargo pants or the perfect bridesmaid’s dress to wear to the prom or (with appropriate attitude) to a wedding.


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9781118518557 p0 v2 s260x420 199x300 Giveaway: Do More, Spend Less.Brad Wilson wasn’t content just to found BradsDeals.com, TravelHacks.com and annually renewing sites for Black Friday and Cyber Monday.  To spread his “everything you know about being a consumer is wrong” message, he also wrote a book.

Do More, Spend Less: The New Secrets of Living the Good Life for Less” describes the behaviors and hacks that let Wilson earn more than 5 million frequent flyer miles, get half-off his iPhone and plan, arrange a 25% discount on new cars, spend three weeks at the Park Hyatt Paris for $20 and get a 0%, six-figure line of credit to build a business.

Until recently marketing has had a tight grip on our wallets, he notes, but thanks to the Internet “the playing field is tilting in our favor.”

Internet deal-hunting has made it possible for consumers to look beyond the manufacturer’s suggested retail price. Sometimes far beyond.


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th 150x150 The cheaper I sleep, the longer I can stay.I just had three really nice days in Austin, Texas. The total charge for lodging was about $84, breakfast included. That’s because I stayed at HI Austin, a 10-minute bus ride outside of the city’s bustling downtown.

Yes, I had up to four roommates at any given time and yes, the bed was extremely basic (a bottom bunk). But what did I care? Any time I was in the room I was asleep or headed in that direction.

I’ve stayed in hostels in the United States (Chicago, Philadelphia, New York City) and the United Kingdom (London, Cardiff) and always had an agreeable — and frugal — experience. These places aren’t nearly as scary as those Eli Roth movies would have you believe.

Well, there was that one hostel roommate who’d just been arrested for importing machetes. And the time that some Eurotrash dude decided he could make me into a cougar. But both those examples actually wound up being funny, as well as good blog post material.


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