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Yep, holiday posts two days in a row and it’s not even Black Friday. Before you regard me as part of the problem, let me say that:

I always preach intentional spending during the holidays, and

I regularly suggest ways to spend intentionally, such as using cash-back shopping sites, buying early and paying with discounted gift cards.

Today I’m talking about a fourth intentional-spending category: rewards programs. In this case, that’s shopping through the Swagbucks rewards website.

Right now Swagbucks is offering heightened rewards for buying décor, gifts, special foods, airline tickets and other holiday-related items. A few examples of points (SBs) per dollar spent:


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th-1Every time I give away a Starbucks card the response is enormous. Not being a coffee drinker, I don’t see the attraction. Then again, as a frugalist I guess that if someone wanted to give me $10 worth of hot chocolate or tea I might get riled up as well.

Now that the weather is cooling – or downright cold – in most of the country I figured it’s time to buy someone a drink. Will that someone be you?

 


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thI feel so loved: A chapter from “Your Playbook For Tough Times” is the featured topic on this week’s Wise Bread Tweetchat – which regular readers know always includes prizes.

And this week’s prizes are pretty rich – much richer than I had originally posted. (See below.)

“Doing a financial fire drill” is the subject of the one-hour event, which takes place at noon PDT on Thursday, Sept. 15. (As in “tomorrow.”) We’ll be talking about how to do an extreme budget makeover in advance of anything going wrong.

Think of it this way: Relatively few homes or schools burn down each year. Knowing what to do if that should happen is still a good idea.

And if you need another incentive to participate? Wise Bread has that covered, too.

 


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thToday is Sept. 1. Thought about your holiday shopping yet?

Yes, it’s early – we’ve still got about 16 weeks to buy and wrap – but the smart money is on early planning.

A cash-back shopping site called Dollar Dig stands ready to help you out – both by saving you money on purchases and by sponsoring a giveaway of Amazon gift cards. Five winners will be chosen, for one $50 and four $25 cards.

Regular readers of my site know that I’m a diehard cash-back user. Not ordering through one of these sites is like begging to pay more than you must.

You’ll get a $5 bonus when you sign up at Dollar Dig. Once you’ve earned an additional $20 in rebates you can request a withdrawal.

How do you get those rebates? By buying stuff you were going to buy anyway – and by starting your shopping tour at DollarDig.com. Here’s why.

 


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thI’ve written before about why online surveys can be worth the time. Making money by sharing your opinion sounds pretty good – especially compared to the times you shared your opinion and then had friends stop inviting you to parties.

In my upcoming book I note that while you won’t earn a full-time wage doing this, you’ll at least bring in some extra money and/or gift cards, and maybe even get some new products to test.

For example, I was paid to cook a taco dinner, try a new shampoo, use a new kind of mop, eat a new variety of chocolate chip cookie and join a focus group about doughnuts that earned me $60 for less than three hours’ worth of work (but which, unfortunately, left me obsessing about crullers).

 


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