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santa_planeWhen you fly on a buddy pass you travel standby. Using a pass during the holiday season is a total crapshoot – or, in airline parlance, “not recommended.”

But I when I decided to visit my daughter for the holidays, I believed the traditional wisdom about flying on Dec. 24.

“Folks will already be where they want to be,” I kept hearing. “Plenty of room on the planes on Christmas Eve.”

Apparently a whole lot of people missed that memo.

 


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thSome people are into experiences rather than gifts. Physical presents take up space and need to be dusted, whereas a massage or a theater ticket is a one-and-done event.

I suggest that a personal finance book is both a gift and an experience. Sure, it takes up a little space – but it can lead to life-altering changes and literal enrichment. And if you get the Kindle or PDF version, it doesn’t take up any room in your domicile.

When you give the gift of personal finance, you’re giving people tools that can get them out of current money troubles and/or help them build the lives they want. Doesn’t that beat the heck out of a scented candle or a cheese log?

 


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thPlanning to visit family and/or friends later this month? An app-based “shipping community” called Roadie could help you make the trip more profitable, or at least help pay for gas and tolls.

This app-based “shipping community” currently has more than 25,000 drivers in all 50 states. The premise is pretty simple: You sign up as a driver and wait to see if anybody wants you to deliver something to where you’re going.

Kind of like Uber or Lyft, except that drivers are transporting cargo rather than people.

How much can you earn? A surprising amount, actually.

 


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thGray Thursday is tomorrow and Black Friday is the day after that. Anyone without a specific plan runs the risk of blowing the budget and/or lying about it.

Ho, ho, no.

According to a survey from VitalSmarts, eight out of 10 people overdo it on Black Friday and 56 percent have a hard time talking about holiday spending with their spouses/partners.

Joseph Grenny and David Maxfield, who founded the corporate training company, cite these common tactics for avoiding the discussion:

 


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Yep, holiday posts two days in a row and it’s not even Black Friday. Before you regard me as part of the problem, let me say that:

I always preach intentional spending during the holidays, and

I regularly suggest ways to spend intentionally, such as using cash-back shopping sites, buying early and paying with discounted gift cards.

Today I’m talking about a fourth intentional-spending category: rewards programs. In this case, that’s shopping through the Swagbucks rewards website.

Right now Swagbucks is offering heightened rewards for buying décor, gifts, special foods, airline tickets and other holiday-related items. A few examples of points (SBs) per dollar spent:


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