th-1The lovely and talented J. Money has apparently had enough. In a blog post called “What haters are like,” he details some of the bummer-speak he’s encountered with regard to finances.

Stuff like:

I just paid off my debt! (You shouldn’t have had any to begin with.)

I just invested in my first stock! (You need to diversify more.)

I just saved for retirement! (Why? YOLO!)

I just bought a used car! (It’s gonna break down, you know.)

I just bought insurance! (You would have been better off saving it.)

I just saved $20.00 doing it myself! (My time is worth way more than that.)

As the kids say: Srsly????


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thYep, I’m electioneering. This year I entered the #MoneyMinute contest sponsored by GO Banking Rates, and I’d appreciate your vote.

In fact, I’d appreciate your daily vote plus your willingness to share the info with friends and social media contacts. But I’m getting ahead of myself.

The contest is being judged by reader votes vs. a panel of writing experts: Not ideal, but it’s the way this particular game is being played. That’s why I’m asking friends, relatives and readers to view my video and vote.

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th-1I can find personal finance advice just about anywhere, which is why I’ve posted articles like “6 financial lessons from ‘Godzilla’,” “Zombie consumerism” and “10 personal finance lessons from the Iditarod.”

Thus I was on the lookout at last Wednesday’s Metropolitan Opera’s HD re-broadcast of “The Merry Widow.” This is not an opera about bustiers. In fact, it’s not even an opera, but an operetta – lots of speaking roles but with enough musical numbers to keep an orchestra busy.

It’s pretty fluffy fare: The Paris embassy of the impoverished Grandy Duchy of Pontevedro plans a formal ball and invites the titular widow (played by Renee Fleming), who came into big bucks upon the death of her much-older husband on their wedding night.

Officials are terrified that she’ll marry someone outside their country and take her money with her, which could tip the country into bankruptcy. They scheme to fix her up with the ultra-eligible Count Danilo Danilovitsch. What they don’t know is that the two were once in love but his family forbade the marriage – at that time, Hanna was a country girl without a cent to her name.

Does she still love Danilo? Do you even have to ask? But things aren’t that simple.


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thThe response to my early-June reboot of “Surviving (and thriving) on $12,000 a year” was humbling. It was great to see reader comments about the impact this piece had on their lives.

When the post originally ran (January 2007) it got more response than anything else MSN Money published that year. The editor immediately said, “Write another one.” So I did.

The headline I chose was the one you see above; it got changed to “Living ‘poor’ and loving it.” (I refrain from comment.)

I’ve decided to re-boot the second piece as well, again in its original format vs. the MSN-edited version. Once again, asterisks indicate that updates can be found at the end.

Comedian Dick Gregory grew hungry and cold in an impoverished home. Yet his mother always assured the kids, “We ain’t poor, we’re just broke.”


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th-1A new survey from MasterCard includes what sounds like a bizarre round of “Would You Rather…” More than half (55 percent) of respondents say they’d rather have naked photos of themselves leaked online than have their financial info stolen or compromised.

So would I.

Nekkid pictures would be pretty darned embarrassing for a while, but identity theft is for-evah.

Folks would have to go looking for photos of you in the altogether, but apparently ID thieves sell and re-sell their ill-gotten info. You get one case of fraud snuffed out and another one pops up across town, or across the country.


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