Here’s a startling stat: Nearly one in three persons surveyed by Experian believe they’re not at risk of identity theft because “thieves only want wealthy people’s identities.”
Wrong. It’s not how much money you make, but rather how much cybercrooks could make from you.
“Identity thieves use data as their commodity, selling it to the highest bidder or for personal gain, so it’s important for consumers to protect their personal information,” says Becky Frost, senior manager of consumer education for Experian’s ProtectMyID.
Put another way: My long-unemployed mother was a victim of identity theft, and another relative who is self-employed had to get a credit freeze after someone tried opening credit cards in his name.
Both cases seem to have stemmed from credit-card applications filched from mailboxes. The bigger risk these days is cybercrime, if the Experian survey is any indication.