In the past month or so I’ve had four credit cards compromised. Notice of the latest breach came via e-mail this morning: Some thieving bastard(s) purchased hundreds of dollars’ worth of stuff from Walmart.com and then tried to spend hundreds more at a different online company.
The other three credit cards weren’t part of the latest Target breach, in which as many as 40 million people had their data stolen. But that theft should help convince people to come around to my way of thinking: that you need at least two credit cards. Suppose you were on vacation or traveling on business and found your plastic didn’t work?
Which is exactly what happened to me: I’m currently in Phoenix, about to celebrate Christmas with my daughter and son-in-law. The card that got hacked is now kaput. What if I wanted to go shopping, or needed to pay for a van ride back to the airport?