th2 150x150 Between the (budget) sheets.Recently Wells Fargo sent a study about how financial worries influence sex habits. An astonishing (to me) 48% of U.S. students over age 18 find that concerns about cash affect their intimacy with romantic partners.

In fact, more than one-third (36%) of people aged 18 to 34 said that money woes affect their sex drives.

And here I thought that sex was one of those inexpensive things that could help take your mind off your bank balance.

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th7 How NOT to cure boredom.Today’s press release from Ebates bothered me a good deal. The cash-back shopping site recently surveyed 1,000 people and learned, among other things, that 49 percent use mobile devices to shop while waiting in line.

Apparently it “cures boredom.”

All the Internet at your fingertips – the chance to download millions of e-books for free, listen to amazing music, view more cat pictures than anyone really needs – and you decide to kill time by shopping?

Couple of things, here:

  • How long are the lines in which you’re waiting?
  • How’s your budget holding up under this anti-boredom tactic?

I understand that even five minutes in line can feel endless. It isn’t, since you do eventually get to go home. Even if it turned into half an hour of waiting, is there no other way to occupy your mind? (See “cat pictures” et al., above.)

Possibly some of these folks aren’t actually buying, just shopping – the equivalent of window-shopping in place. After all, some people can walk through a store and look at lots but leave empty-handed.

But the Internet is superb at creating need where none exists. Oh, that funny T-shirt would be perfect for your brother. A skin-care shop is having a sale on products in your favorite scent. What an interesting herbal tea sampler, and your tisane-loving BFF could use a little pick-me-up….

Throw in free shipping and you’re gone. As is a chunk of your budget.

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Want to get? Try giving

th5 Want to get? Try givingA writer named Revanche, who blogs at A Gai Shan Life, recently wrote about a friend who’s “against” volunteering and giving to charity.

His rationale: “He feels that he worked really hard to get here and doesn’t feel that he got any help so he doesn’t feel he should give back to the community at large.”

He did work hard, putting himself through school and supporting family members at the same time. So did/does Revanche, who’s still supporting “two adult dependents who aren’t my children.”

What her friend doesn’t seem to get is this: He may not have asked for any help, but it would have been there had he needed it.

Suppose he’d become very ill and unable to support those family members (or himself) during that time. No one would have starved. They could have sought temporary assistance from government agencies but also from nonprofits and private charities funded in part by ordinary citizens.

You know, your neighbors. Fellow human beings. People who think that a few of their extra dollars would have more of an impact outside their bank accounts.

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q How to be a side gigger.Doing well on your current salary? If so, you’re lucky. According to a MetLife survey, anywhere from 12 to 25 percent of U.S. citizens are either freelancing or working a second job.

A handful of work-related books have come my way lately, offering help for the current or wannabe “solopreneur.” The best of the bunch is Kimberly Palmer’s “The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life.” The senior money editor for U.S. News & World Report, Palmer isn’t immune to financial fears.

That’s because although she and her husband both have traditional jobs, they also have two kids and are staring at the same fears a lot of us face: Life is getting more expensive and no one is immune to layoffs. (Ask me how I know.)

So she started her own Etsy store, Palmer’s Planners, in the hopes of being able eventually to work for herself, at her own pace. “It was really about so much more than money. I wanted to be in control of my life,” she writes.

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th 2 The low maintenance preppers.I just went shopping in our basement, bringing up several items that were missing in our upstairs cupboards: catsup and ibuprofen (both from Costco), a jar of homemade jam, a can of chicken soup.

It always tickles me to see how much we’ve got stored down there, from the kale we grew and dried to bedpillow-sized sacks of dried beans.

Since I live in a really seismic state, the stockpile also makes me feel safe and prepared. Well, as prepared as one can ever be for another Good Friday Earthquake. (And yes, I’ve thought about what might happen if the house collapsed into the basement: Anger, panic and finally rueful laughter.)

That’s probably why an Everyday Cheapskate post called “Don’t be scared, be prepared” resonated so much and got me thinking, once again, about food preparedness.

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