thAs you may have noticed, I haven’t been doing a lot of in-depth writing lately. In part that’s because I was ill for a while and then spent eight days visiting my daughter.

The real reason, though, is that I’m doing on a personal project that’s taking most of my attention. Not quite ready to talk about what I’m working on, except to say this: It’s neither a book nor a baby.


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20140909-MoneyTips-Fincon-The retiree-screen Res (FINAL)Where I grew up, people worked for as long as possible and felt diminished by retirement. Now it’s seen as a second chance.

Some people still say they plan to spend their golden years improving their golf swings or lying around in hammocks, but increasingly retirement is becoming an opportunity to start over: trying a different type of work, learning a new skill, maybe even running off to join the Peace Corps.

If you’d like to learn more, tune in to the Retiree Next Door Tweetcast next Tuesday, Nov. 18. Co-hosted by MoneyTips.com and certified financial planner Jeff Rose, the one-hour event will answer common questions and any additional queries sent in by listeners.


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thIf you’ve got a face made for radio or a body that doesn’t fit Madison Avenue’s image, you may feel that you’re not getting a fair shake. And you may be right.

For example, tall people earn more than shorter ones. Overweight men earn less (and overweight women earn a lot less) than non-obese coworkers.

And this one really frosts me: A Harvard University study indicates that women who wear makeup are seen as “more trustworthy and competent.” Hey, not all of us want to put on war paint each day.

Unfair, but true: How your looks affect your pay,” on Money Talks News, discusses the ways bosses can legally discriminate against you.

Sometimes those ways are pretty ridiculous. One employment law expert has heard from people who got canned because supervisors didn’t like their shoes. Seriously.


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thGot a recently graduated kid parked in his old room because jobs aren’t available? Maybe he needs to expand his horizons.

Specifically, your kid might consider living and working in North Dakota, Iowa, Nebraska, South Dakota or Wyoming. Those are the top five of the “Best states for young people,” according to a new study from MoneyRates.com.

The Dakotas? Iowa? Maybe they’re not as sexy as New York or L.A., but they’re hiring.


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thAlmost four years ago I wrote a post called “I’ll show you my salary if you’ll show me yours.” In it I explained why I declined to reveal how much money I earned:

“Is there no such thing as privacy any longer? Are we required to tell everything? Myself, I’d sooner talk about my sex life than my salary – and I believe that either one would be an overshare.

“Maybe it’s because I’m in my 50s and am thus a couple of generations removed from the new tell-all culture.  I was raised not to talk about money and certainly never to brag about what you have.

“… Personal finance is exactly that: personal. No one needs to know what I earn or how much my 401(k) lost in the crash. It’s bad enough that people can Google my home address. I don’t want to give away any additional details of my private life.

Well, last week I had a piece up at Get Rich Slowly that revealed all. “Why I voluntarily slashed my salary” talked about my decision to downsize my worklife after Microsoft fired all its writers on the same day.

That decision represented a salary cut of almost 58 percent, possibly more. Would that be worth maybe eating cat food and saying “Welcome to Wal-Mart” when I’m 80? That’s all I could think of at first, but then I did the math and it’s not as scary as I’d feared.


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