th1 Another anniversary. Couldn’t have done it without you.Just over four years ago I started writing this site, even as I wondered (a) if anyone would care and (b) whether I could keep it up.

The answer was “yes” on both counts. Sort of.

I haven’t got the huge fan base and influence of a “name” blogger, and there have been times when I was too overwhelmed by my paying jobs to devote enough time to my avocation.

If I had more readers I could turn the site into what the kids call a serious alternate income source. It does make some money, but nowhere close to a living wage. More to the point, I’d like more followers because, well, what writer wouldn’t?


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th 1 Let us now praise customer service.Over on my daughter’s website is a post that I wish would go viral. The theme of “Don’t just complain” is simple: When you encounter good service, say so.

That can be in person or via e-mail or letter. Not the calculated-to-get-something kind of letter, mind you: I don’t know I ever survived without Product X! It’s miraculous! (And will you please send me some freebies or at least some high-value coupons?)

No, I’m talking that rarity: A note that says “you got it right – thanks.”


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th9 3 things I learned in 31 days.My month-long experiment, aka NaBloPoMo, ends today. Thanks to all who read along.

Despite its having been a stressful month, I’m glad I took this plunge because it taught me a little something. Three little somethings, actually.


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th10 Meet my new boss (same as my old boss).As I hinted in “Thanks a million,” changes are afoot in the way I do business at MSN Money. Specifically: Frugal Nation is no more. Instead, I’ll be writing three times a week (not five!) at MSN Money Smart Spending.

Relieved? Yes. But sad, too.

After all, Frugal Nation was my baby alone: For more than a year I posted five times a week, offering “save money today” advice and also bigger-picture articles about money and how we use it, abuse it and sometimes deify it.


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bookcover IU tilted1 150x150 Giveaway: Inspired & Unstoppable.Want to change careers but fear you’ve already invested “too many” years in your current one to give up?

Or needing to focus on what’s happening right now while still hoping for change?

Maybe you’re trying to follow a dream but beset by setbacks and naysayers. Or you’re either on top of the world or at the depths of despair.

If any (or all!) of this is true, you might want this week’s giveaway.


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