th7 Need a job? Go west, or at least midwest. Got a recently graduated kid parked in his old room because jobs aren’t available? Maybe he needs to expand his horizons.

Specifically, your kid might consider living and working in North Dakota, Iowa, Nebraska, South Dakota or Wyoming. Those are the top five of the “Best states for young people,” according to a new study from MoneyRates.com.

The Dakotas? Iowa? Maybe they’re not as sexy as New York or L.A., but they’re hiring.


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th1 150x150 In which I reveal my paycheck.Almost four years ago I wrote a post called “I’ll show you my salary if you’ll show me yours.” In it I explained why I declined to reveal how much money I earned:

“Is there no such thing as privacy any longer? Are we required to tell everything? Myself, I’d sooner talk about my sex life than my salary – and I believe that either one would be an overshare.

“Maybe it’s because I’m in my 50s and am thus a couple of generations removed from the new tell-all culture.  I was raised not to talk about money and certainly never to brag about what you have.

“… Personal finance is exactly that: personal. No one needs to know what I earn or how much my 401(k) lost in the crash. It’s bad enough that people can Google my home address. I don’t want to give away any additional details of my private life.

Well, last week I had a piece up at Get Rich Slowly that revealed all. “Why I voluntarily slashed my salary” talked about my decision to downsize my worklife after Microsoft fired all its writers on the same day.

That decision represented a salary cut of almost 58 percent, possibly more. Would that be worth maybe eating cat food and saying “Welcome to Wal-Mart” when I’m 80? That’s all I could think of at first, but then I did the math and it’s not as scary as I’d feared.


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Wth10 Giveaway: Business in Blue Jeans.ant to start a business? Already own one, but want to take it further? Susan Baroncini-Moe has written a book designed to help you achieve your goals without having to become someone you’re not.

The title says it all: “Business in Blue Jeans: How to Have A Successful Business on Your Own Terms, in Your Own Style.“After all, not everybody wants to wear a power suit.

Although the author acknowledges that “circumstance, life path or lack of skill” can make entrepreneurship harder for some than for others, she’s put together as many resources as possible to help just about anybody achieve just about anything.

“Small business is, to me, the essence of the American Dream. Entrepreneurship is the backbone of our economy, and it offers virtually anyone unlimited opportunity, income and freedom. But like anything worth pursuing, it requires effort,” she writes.


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th3 Smartphones: As important as deodorant?Some people are a bit too e-connected: carrying their smartphones around like fifth limbs, endlessly checking their screens, ignoring their children in favor of cat photos or an updated Facebook status.

The recent Bank of America “Trends in Consumer Mobility Report” indicates just how wired some of us have become. Nine out of 10 respondents said their smartphones are just as important to their daily lives as deodorant and toothbrushes.

I see a distinct difference: If you forget to use the phone your coworkers won’t look trapped when you enter their cubicles.

Just 7 percent of respondents find it annoying when someone checks a phone during mealtime. Personally, I think that unless you’re waiting for the transplant center to call about that kidney, you should back away from the phone now and then. Meals eaten with other people are an excellent place to start.

If they had to give something up to be able to get access to a cellphone, the majority of respondents (45 percent) said “alcohol.” Which, of course, would solve the problem of drunk-dialing.


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th7 Heading to Austin, Texas. Got any insider tips?I’ll be in the Lone Star State’s capital city for a few days in early August. Anyone who lives there/near there or has visited a lot have any insider tips to share?

DF has suggested the Harry Ransom Center, at the University of Texas. I’m also interested in the Texas State History Museum. And, of course, in good barbecue.


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