Lately I’ve been noticing the #1goodmoneything hashtag on Twitter and Facebook. People use it to describe both major and minor money choices and actions.
Stuff like using increasing a 401(k) contribution, reaching a side hustle goal, winning tickets to a show, using travel rewards credit cards for a big trip, taking charge of bills vs. ignoring them, and not being upside-down on an auto loan any longer.
My daughter, whose blog many of you read, contributed one as well:
$10.95 sale on sports bras + $10 rewards card = $1.03 Victoria’s Secret sports bra.
That surprised me, since I had no idea that VS sold sweaty grunty stuff like sports bras. I thought they were all about frilly scanties. Live and learn.
Lately I’ve encountered a few #1goodmoneythings of my own. The most recent example was Saturday’s J.C. Penney anniversary sale. Coupons were handed to us at the door, good for $10 off a purchase of $10 or more. Because a video-game-themed T-shirt (destined for a nephew’s birthday gift bag) was on sale, I paid just $2.99.
My niece, a single mom who sniffs out deals the way a Brittany Spaniel scents quail, got six items for just over $20. Among other things this included tops she can wear to work, a handsome Henley shirt for her older son and a long-sleeved, screamin’ aqua bike jersey for the younger. (One of his plans this summer is to “ride my bike as much as I can.”)
Wish I could say it’s been all good-money-things, all the time, lately. Some But me being me, I’ve also met a few of the hashtag’s cousins.
Such as:
#1stupidmoneything
I missed the deadline to file my corporation’s biennial report with the state of Alaska. There’s a $100 fee involved with this chance to let the state know that yes, I’m still me and yes, I still operate my business here and yes, I’m still a sole proprietor.
Because I was a couple of months late to the dance, the state thoughtfully tacked on a late fee of $37.50. Once again, I paid the stupid tax.
#1procrastinatingmoneything
I’d been planning to move money from my older online bank account to the new one I established with Ally Bank. The interest rate is higher and the Ally Bank website a lot easier to navigate.
How long had I been planning that? Since, uh, mid-January.
Did I mention the higher interest rate? You know, the one I would have been earning since mid-January had I bothered to move the bucks?
At least it’s done now.
#1rageymoneything
PayPal had been asking me to re-confirm my address. This sounds like a scam, but it wasn’t: I found the request in the Notifications folder on my PayPal account. It specified the scan of a front of a utility bill or a photo ID showing my address. After I sent the scan, things turned Kafka-esque.
The reply from PayPal support said the example wasn’t acceptable because it was a P.O. box address. Not allowed, apparently. So I scanned a document that used my street address – only to receive another note from PayPal support, saying that it didn’t match the address on file.
Reasoning that maybe I’d opened the account before moving in with DF, I opened PayPal and checked the address on file. Which turned out to be…my P.O. box address. Which wasn’t supposed to be allowed.
Rage – all the rage – ensued. Now I’d have to call PayPal support on Monday and try to sort things out. Calling tech support is no one’s idea of a good time.
When I whined about this to my daughter, she suggested that I simply change my address on the PayPal account and try again. Wish I’d thought of that. She is a very practical woman who is good at cutting through bureaucratic roadblocks.
#1lazymoneything
This idea also came from my daughter. She’d posted on Twitter that her being unmotivated to leave the house meant not going out and spending money unnecessarily. #1lazymoneything
In my case, there have been several #1lazymoneythings lately:
I’ve been in the market for a new colander, since the one we have is beginning both to rust and to chip. Sooner or later I knew I’d get one. Then the strainer of my dreams showed up on my local Buy Nothing Facebook page, and I got it. When I messaged to ask where to pick it up, she listed an address that was about three doors down from where DF and I live. It doesn’t get much easier than that.
My BFF Linda B. asked if I’d rather go to a movie or go to her house and slash our way through the DVR queue. While I did have some discounted movie theater gift cards, nothing really struck my fancy – and besides, watching TV at her house was free. Linda was happy with this no-spend tactic because no current releases felt like absolute musts to her, either.
Today I was out and about and kept seeing garage sale signs. The weather was sunny and 42 degrees, so people felt comfortable staging outdoor sales. Although I did slow down while passing a few, ultimately I was too sluggish to dedicate any time to shopping.
The reason I was out and about was to achieve….
#1cheapmoneything
Another member of the Buy Nothing page was looking to rehome a decorative piece that would be perfect for my younger nephew. (Won’t say exactly what, on the off-off-off chance he glances at my blog.)
This time the giver didn’t live on our street, so I had to drive a few miles. But I’d planned to go out anyway, since I wanted to take advantage of Walgreen’s latest Balance Rewards deal (buy $15 worth of stuff and get $5 worth of rewards).
Bonus: In the clearance section at Walgreens I found an ice scraper/snow brush tool that would be great for the vehicle emergency kit that I’m putting together for my older nephew. I really wanted to add it to the bag, because it was only $2.99 and it had a very long handle.
Bonus bonus: It rang up at just 99 cents. #1excellentmoneything
So, readers: What #moneythings have you been doing lately?
Related reading:
Great minds run on the same track! I,too, was at my local JC Penney for the freebie coupons last Saturday. I scored a really nice pair of jeans, which were only $5 after the $10 off coupon. Not as good as what I found at Old Navy—navy blue dress pants, only one pair left and just my size—for 97 cents. Two pairs of pants,perfect fit, $5.97—YES!!!
Clearly, you rock.
Used a $10 Amazon gift card awarded for doing a survey to purchase a milk frother for my son to make fancy pants coffee at home. After the gift card, I paid $1.
Niiiice.
I recently discovered that I might be entitled to compensation for a delayed flight a year ago. Between stopovers etc I was delayed by 24 hours. People had mentioned it to me but I have only gotten around to doing something about it today. I also called my tv cable company and I received a €10 discount for 6 months called a loyalty discount.
Great post and food for thought!
I’m off work today, so took the time to call my bank re: an old account that had a nice chunk of change in it. After two quick customer service calls, the money should be in my usual account by the end of the day! Less than 5 minutes of phone time!
I’m going to take that money plus my tax refund and *completely fund my IRA* for 2019!! In April!! I had a monthly plan to fund it by the end of the year, but I’m going to just go for it and get it off my financial plate. Then I can boost other savings vehicles, not spend more on stupid things.
What a great combination: a task gets done and your IRA gets funded.
You may now take your victory lap.
My wee hashtag made it to Facebook? Almost makes me wish I were on so I could see them!
Did you make it up? Wow — I know a hashtag inventor! #feelinghonored
Seriously, I keep seeing it there and on Twitter. It’s probably elsewhere, too, but those are the only two social media thingies I use with any regularity.
Wow, I didn’t realize that it’s four years old! http://agaishanlife.com/2015/08/1goodmoneything-a-day/
Me either! Happy anniversary.
Our health insurance has a program in which you fill out a survey, get some blood work done, and go to the gym regularly and you get significant amounts of Amazon GCs. I make him spend his “blood money,” as I call it, on himself. Mine should turn into a new food processor in about a month. I never pay cash for Amazon purchases to be delivered; I pay in time and patience.
I don’t know how Penneys makes any money with their sales and clearances. I get hubby’s work khakis from there, on line, and there is always a sale. I won’t pay full price now.
Nagged hubby to finish taxes so we could get them out on time. Yes, we owed ugh, but I had the money in the checking account to pay them.
I too should look for a higher paying checking account. My bank was offering one. Or I can move to an on line bank. My bank is threatening checking fees if you don’t have x amount of money with them. Jerks.
Daughter’s car is behind mine in the driveway and I’m too lazy to move it so I’m home and not spending.
Got a rebate check from Costco for $50 for hubby’s contact lenses. He knows to bring home the rebates and give them to me.
Cable bill went up $20 so I called them and they brought it back down to what it was and I think gave me free HBO for a few months. I hung up and said to heck with them and called another provider in which I will get my bundle – tv, phone and internet for $40 less a month and I’ll do that for 2 years and maybe then do the antenna and streaming thing. I don’t need a home phone as I ready, finally, to give it up.
My husband had a dental checkup at his newish dentist today (he used to go to mine). Saw he brought home a receipt showing he paid them $65. What?!?! Our insurance covers our checkups 100%. Called the office and they said they’d charged him an estimate based on his last (more comprehensive) visit. Got them to refund us the $65. Not on my watch!! I’m also trying to convince him to come back to my dentist because his new one charges much higher prices.
$65 in free gas last week! Southern Ca Honda was offering free gas for hybrids at a station near my house. I filled up two hybrid vehicles for a total of $65. yippee!
Lucky you! Good that you were able to fill up both vehicles.