Yet another frugal travel hack.

I just bought $40 worth of Mexican food for the equivalent of $16.92. Or rather, I’ve arranged to buy the food in January, when I visit my daughter and son-in-law in Phoenix.

I’ve written before about social buying – the art of getting deep discounts on products and services through the power of bulk buying. In this case it’s $20 gift vouchers to a Scottsdale restaurant for $10 apiece.

Companies like Groupon and Living Social make daily deals available both at hot new businesses and well-established joints that you already love.

There’s no cost to join – and it sure is fun to spend considerably less on:

 

Read more

The Mensa member makes jelly.

Last week I got permission to pick grapes from a nearby fence. My first batch of jelly turned out a lovely wine-purple color and my apartment smelled like communion.

But it was a lot more work than blackberry jam: You pick, then crush, then simmer, then strain the pulp through a cheesecloth-lined colander, then add sugar and cook.

On Sunday I picked pretty much all the ripe grapes that were left. Yesterday I patiently pulled out the stems, made sure there was a one-to-four ratio of underripe to ripe fruit (I don’t use commercial pectin), washed them, crushed them, simmered them, and poured about half the results into a cloth-lined colander set over a bowl.

The yield was three cups of juice. I scraped out the drained pulp, poured the rest of the simmered grapes into the colander and walked away to do another chore.

And then.

 

Read more

Two prizes, one winner.

CandiO wins this week’s dual giveaway of “Does This Make My Assets Look Fat? A Woman’s Guide to Finding Financial Empowerment and Success” by Susan Hirshman and the “Who makes this stuff up?” package of items from BlogHer 2010. Congratulations, CandiO, and have fun with that Jimmy Dean alarm clock. I’ll give you one hint … Read more

Rockin’ the surveys — when it’s worth it.

In the past few weeks I’ve been having good luck with online surveys. Not only have I earned more than $20 for relatively little work, I’ve been asked to test several products.

Can’t say exactly what they are – confidentiality agreements – but they’re all things I was happy to get. Even though none of them was a pony.

Read more

Think you’re broke? You probably aren’t.

Recently I linked to Laura Rowley’s excellent column, “Why the rich don’t feel rich,” in which she wrote about University of Chicago law professor Todd Henderson’s struggle to survive on a combined family income of more than $250,000. The column was a stark contrast to something that happened while I was in New Jersey last month.

I frequently stopped by to see my Aunt Dot, who’s 87 and very frail due to several medical issues. She and her son live on Social Security and disability plus her small pension. One evening I discovered that they had exactly one dollar in the house. Her check was due the next day and she planned to walk to the bank to cash it.

The bank is at least a mile from where Dot lives. And did I mention that she’s on oxygen?

Read more

Why you need renter’s insurance.

Water is an incredibly destructive force. I saw this three times during my five-year stint as an apartment building manager.

  • An ice dam on the roof, which hardly ever happens in Seattle, caused water to leak into a couple of  units.
  • A flash flood caused by days of heavy rain and a sewer-system failure dumped five feet of muddy water into the underground parking garage.
  • A backed-up toilet overflowed for about three hours, leaking into several apartments and the basement laundry room.

None of these situations could reasonably be anticipated. Then again, most of us don’t get hit by uninsured drivers or diagnosed with rare illnesses — but most of us consider car and health coverage to be necessary evils.

You also need renter’s insurance, to cover that which comes out of the blue — or from the apartment upstairs.

Read more

Blog roundup: Poor little rich prof edition.

The blogosphere sizzled, both pro and con, over a post in which University of Chicago law professor Todd Henderson claimed he and his physician wife are not rich.

Sure, they have a 4,700-square-foot home, two cars, a gardener, several kids in private school, a full-time nanny for their new baby and someone who comes in to clean a few times a month.

Wonder what that particular brand of poverty feels like? (Also, why two cars if he lives within walking distance of the university?)

Laura Rowley did a swell blog post called Why the rich don’t feel rich at Yahoo! Finance. You need to read it. You should also follow this link within her piece and enjoy economist J. Bradford DeLong as he scores points off Henderson, whom he designates an “unreliable narrator.”

Ain’t no schadenfreude like scholarly schadenfreude.

But do find time also to look at:

Read more