Donna Freedman

Gift Card Exchange Day: A chance to fix Christmas.

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thShow of hands: How many of you have received an inappropriate gift card at Christmas?

Maybe it’s a steakhouse card from the grandparent who doesn’t understand what “vegan” means, or a gift card to a store where you’d never willingly shop.

Or perhaps a well-meaning pal sent a movie theater gift card, but your new apartment is an hour-long bus ride away from that particular chain.

The easy answer: Sell the gift card on the secondary market.

The best day to do it: Dec. 26, aka Gift Card Exchange Day. 

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Got a credit card? Get another one.

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th-1In the past month or so I’ve had four credit cards compromised. Notice of the latest breach came via e-mail this morning: Some thieving bastard(s) purchased hundreds of dollars’ worth of stuff from Walmart.com and then tried to spend hundreds more at a different online company.

The other three credit cards weren’t part of the latest Target breach, in which as many as 40 million people had their data stolen. But that theft should help convince people to come around to my way of thinking: that you need at least two credit cards. Suppose you were on vacation or traveling on business and found your plastic didn’t work?

Which is exactly what happened to me: I’m currently in Phoenix, about to celebrate Christmas with my daughter and son-in-law. The card that got hacked is now kaput. What if I wanted to go shopping, or needed to pay for a van ride back to the airport?

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Of caramels and sidewalks.

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thIt was 7 below zero and 12:45 a.m. when I left Anchorage for Phoenix, a city where I don’t think it’s ever been below zero. My layover in Seattle was marked by several startling holiday visions:

  • An electric cart driven by Mrs. Santa; beside her, Santa played the guitar and sang “Have a Holly Jolly Christmas.”
  • A life-sized plush snowman and a holiday princess walking through saying “Merry Christmas!”
  • An old time Father Christmas giving coloring books to kids and asking adults to applaud in appreciation of several embarrassed-looking Navy dudes.
  • A quartet of strolling carolers wearing Dickensian garb.
  • Someone dressed as a reindeer and what I think was a one-man band (but since the music was far away, it could also have been a one-woman band).

But you know what seems stranger than that now? The fact that I took a walk in shirtsleeves, on sidewalks I could actually see.

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Coupons.com wants to give you a $100 Amazon card.

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XMAS_BLOGGIFT_MOM_FINA couple of dozen bloggers were given the chance to participate in the Coupons.com Holiday Sweepstakes. I’m happy to be among them because of the possibility that one of my readers will be chosen as the winner of a $100 gift card to Amazon.com.

The contest is designed to call attention to the site’s holiday gift guides, which offer ideas for presents for moms, dads, teens and younger kids. This being Coupons.com, online coupon codes are included with each gift idea.

Among the four Coupons.com holiday gift guides, my favorite is – naturally – the mom page. That’s because it includes a class of gifts I hope to see under the tree: skin-care items.

It’s cold and dry here in southcentral Alaska, which is hard on the skin. Looking at the moms’ gift guide I see a three-pack of fragranced body butters from Sephora. The  accompanying coupon codes bring free shipping and a gratis “deluxe sample” item. (Hint: Those small sample items are obviously good for travel but they also make very nice last-minute stocking stuffers.)

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Money that would otherwise have been lost.

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thAfter our Thanksgiving dinner one of my great-nephews counted up my found money. In the past year I found $13.81, considerably less than in 2012.

That doesn’t surprise me, since I spent a fair amount of 2012 traveling and moved to Alaska for the last three months of the year. I walk a lot less up here than I did in Seattle. That’s due in part to scary-icy conditions and also to the fact that I no longer live within strolling distance of shopping, banking and the like. While living down south I took a long walk most days, for health reasons but also to buy a bunch of bananas or take advantage of great deals on toiletries.

These days if I need to hit the library, the post office, the drugstore or the supermarket I either go with DF, borrow his car or take the bus. That means considerably fewer chances to find coins on sidewalks and in shopping centers.

Even so, I wound up with:

  • Four $1 bills
  • 16 quarters
  • 38 dimes
  • Seven nickels
  • 166 pennies

In 2012 I found $21.31, which I rounded up to $50 as a donation for a local food bank. Due to the late unpleasantness at Microsoft I can’t afford to be quite that generous in my math this year. Thus the $13.81 will become a $20 donation. But since I have an automatic monthly donation to the food bank I don’t feel too bad about the pinch.

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Giveaway: Wearable art from Alaska.

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photo 1(1)My friend Linda B. has a sideline making beaded items, mostly jewelry. She doesn’t just string beads in straight rows, however.

Linda has been known to bead-weave around seashells, interesting rocks, copper plumbing parts and  aluminum flashing she picked up for a song at the Habitat ReStore.

She also likes to pound metal. Boy, does she. I was her roommate when I returned to Alaska, and sometimes I’d go to sleep hearing the tink-tink-tink of one of her hammers pressing shapes out of flat metal and then, sometimes, texturizing their surfaces.

It was like “The Shoemaker and the Elves,” if the shoemaker had made boots out of aluminum or copper.

Recently I helped her set up for a crafts show and decided to be the “lucky money,” i.e., the first sale of the day. Rather than get one of the bigger beaded pieces I opted for two lovely pairs of earrings, which I figured would have more mass appeal — and would also make good last-minute holiday gifts.

Thus I’m giving away two prizes this week.

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My shoulder says I need a day off.

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thMaybe two days, even. A recurring pain in my shoulder and arm was exacerbated due to, well, stubbornness: I was determined to make candy to give away for Christmas.

One batch of sea-salt caramels and one batch of Scotch brittle later and I am hurtin’ for certain. I underestimated the impact that constant stirring (followed by cutting, rolling and wrapping) would have on my already-sore body parts.

Thus for the next few days I might put up nothing but the weekly giveaway plus a multi-blogger promotion that’s to be announced Monday. It’s not because I don’t have anything to say, but rather that I’m concerned about these aches.

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What I’ve been doing.

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thMade it back from the annual Talkeetna fling late Sunday afternoon, in one piece but very tired. Either I’m getting older or the late hours, odd eating habits and weirdly crappy weather (freezing rain despite ground temps in the 20s) took more out of me than I thought.

Before I recap that bacchanal, allow me to share a few recent happenings. 

Despite my previously stated position on why you shouldn’t write for free, I recently did just that. But donating “Want to cut costs? Get yourself a frugal filter (or two)” to the Wise Bread blog was a professional courtesy, which is one of the few reasons to give it away. Will Chen and Greg Go have both been helpful and supportive to me and I wanted to return the favor.

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Interested in a free gift card?

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thLooking to save money during your holiday shopping? Gift Card Granny can help. The aggregator site finds the best deals among the many discounted gift card resellers.

Shopping with a discounted gift card is like having a coupon without an expiration date. You can save anywhere from 2% to 20%, and sometimes more, depending on the retailer.

Gift cards are available for special purchases but also for everyday wants and needs such as groceries, gasoline, toiletries, vitamins, fast food, pet supplies and movie tickets. (My midnight movie jaunts — and their attendant buckets of kettle corn — are a bit more affordable this way.)

I shop with discounted gift cards all year round. Just about any time you check my wallet you’ll find at least one card; right now I have three (Walgreens, McDonald’s and Cinemark). However, these cards are particularly useful during the holidays — and Gift Card Granny is sponsoring a giveaway of a $25 gift card, to help defray your shopping costs.

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Buy yourself a merry little Christmas?

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thFewer of us plan to “self-gift” this holiday season, according to the National Retail Federation. Of the 6,415 U.S. consumers surveyed by the NRF, only 57% will buy themselves somethin’ pretty, compared to 59% in 2012.

Still, that’s quite a few folks assured of getting at least one gift they really, really like.

Nothing wrong with wanting to treat yourself, especially given some of the prices on Gray Thursday, Black Friday, Cyber Monday and every other sale from now until Dec. 24. Not that every “sale” price is a good one; in fact, some aren’t really good deals at all.

But if you’ve been tracking prices, especially for bigger-ticket items like technology and appliances, then I can think of only one reason not to self-gift.

 

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