Snowbound, on purpose.

thSnow finally fell in Anchorage and we’ve had 24 hours of bliss. Not because we’re avid skiers or because we plow driveways as a side hustle. It’s because we intentionally stranded ourselves.

Only about six inches of snow fell here in West Anchorage, starting on Sunday afternoon. But each year the streets (and highway medians) fill up with people who forgot how to drive in the winter.

Thus we decided to stay home and let everyone else play bumper-cars. Although DF did have a work-related assignment that afternoon, he managed to keep it between the ditches coming and going.

Once he got home we stoked up the fireplace insert and turned off the computers. We enjoyed a long evening of piano playing (him), a New York Times crossword puzzle (me), sharing the meal prep and cleanup, listening to music, reading and talking. For a time we turned on the outside light and shut off the inside ones, the better to watch the snowflakes swirl.

He’d once mentioned the John Greenleaf Whittier poem, “Snow-Bound,” a memory of how the poet’s family endured – and enjoyed – a particularly harsh spell of winter weather. It seemed appropriate to our situation so I asked if he would read it to me. Since he couldn’t find the book that contained it, my computer got switched back on.

We discovered the actual title is “Snow-Bound: A Winter Idyl.” We also discovered that a room lit mostly by firelight and perfumed with supper fragrances is a perfect place for a recitation of that particular poem.

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Can money buy happiness?

th-1That’s the subject of my most recent post over at Money Talks News. Here’s what I think: Money doesn’t buy happiness per se, but it certainly positions you for contentment. Just ask anyone who can’t pay his bills.

Think money can’t buy happiness? Think again” doesn’t suggest that money is the answer to all problems. As noted in the piece, I’ve been well-fed and gainfully employed and still incredibly unhappy. (Hint: That was before my divorce.)

But it’s silly to think that empty cupboards, disconnected utilities and eviction notices don’t have an impact on happiness. Money can buy a certain degree of security.

That said, researchers point to data suggesting that:

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Giveaway: One more from FinCon13.

winnerA couple of weeks ago I had the Plutus Awards giveaway: a backpack full of goodies given to winners of the awards, along with fun stuff picked up in the expo hall at the Financial Blogger Conference. This week I’ve got a prize that’s almost as good as that one.

Crystal, who blogs at Budgeting in the Fun Stuff, donated her backpack o’treats to the giveaway cause. Thanks to her and also to my daughter, who donated some of her expo hall swag, we’ve got what I guess could be described as the Miss Congeniality Awards giveaway: It’s super-nice and super-fun, but not quite as tip-top as the first-place winner.

A nice little backpack with a “State Farm” logo on it has been filled with, among other things:

21 uses for a dead gift card.

thIn the past week I’ve gone through several discounted gift cards, i.e., used them up and asked the cashier to “recycle” them. Wonder if they ended up in the circular file rather than the “clean this up and reload it” bin?

Probably the latter, since the ones in the typical “gift card mall” look utterly pristine. You can’t really say that about the cards I use and toss – not only were they secondhand when I bought them, they’ve suffered tremendous indignities in my wallet and purse. (Hint: In both those locations I also carry keys, paper-clipped items, a comb and the occasional gleaned My Coke Rewards.)

Maybe you, too, buy from the secondary market and thus aren’t interested in reloading them. Or maybe you get gift cards to places you don’t generally frequent and thus have no interest in adding more dollars to the scrip once it’s depleted.

What do we do with all these plastic rectangles, especially since the impending holidays probably mean even more gift cards coming our way?

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10 uses for those ubiquitous canvas bags.

thIf you’ve ever run a race, donated to a charity, attended a convention or been a supporter of public television, you’ve probably got at least one tote bag in your life. Maybe multiple bags. Obviously they’re good as reusable grocery sacks, but that’s not their only use.

My friend Linda B. uses them to sort recyclables. Bags hanging from a railing hold newspaper, mixed paper, tin cans, aluminum, plastic bottles and glass. (And yes, I know they’re not “tin” cans. I also call it “tinfoil,” because I’m old.)

Linda keeps hats, gloves and scarves in a tote bag. In the winter the bag lives in the back of her car and in the summer it goes into the entry closet. Sounds neat and tidy to me – and here’s hoping she never gets stranded somewhere and needs to suit up.

How else to use these bags?

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How to trim your living expenses. (Realistically.)

9781591846437HWhile at the Financial Blogger Conference in St. Louis, I ran into Brian J. O’Connor, personal finance editor and columnist for The Detroit News. He was in the Expo Hall, handing out copies of his book, “The $1,000 Challenge: How One Family Slashed its Budget Without Moving Under a Bridge or Living on Government Cheese.”

I happened to have read the book (got an advance uncorrected proof) and was thus able to provide him with potentially the strangest endorsement for the cover of the second edition: “Your book helped me get through my colonoscopy prep.”

He did blink a bit at that, but apparently being a PF writer in Detroit exposes you to all sorts of odd people.

I’d kept the galleys in the bathroom during the, uh, cleansing part of the prep, so as to get a little work done despite my frequent trips to the john. Turns out it was the right move, so to speak: The book is funny as well as well-researched and it took my mind off the current circumstances.

O’Connor’s premise is simple: As middle-class budgets get squeezed ever more tightly, how can we actually save in the face of price increases of the most basic needs?

But he did it, trimming his own family’s budget fairly ruthlessly — yet also fairly painlessly. That’s why I’m giving the book away: to inspire others to find ways to rearrange their own expenses.

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Sick? Please stay home.

thBack in 1980 I was a single mom and “permanent part-time” employee at The Philadelphia Inquirer. Like many working parents I feared illness because it meant using up sick days – which God had clearly intended to be used when your kid got sick.

Plenty of people still feel the same way – and quite a few workers come to work when they’re sick because they feel the place would collapse without them.  A new study from Kimberly-Clark says 59% of employees come in sick, either because they’re too “essential” to stay home or because they’ve got too much work to do to miss a day.

Trouble is, their co-workers may wind up missing days if they catch whatever cooties Typhoid Mary/Marty is spewing into their shared breathing space.

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Last call for a chance at a $50 gift card.

thJust a reminder: My favorite rewards program, Swagbucks, has offered a special signup code for new referrals (see below) plus a chance for both new and old referrals to win a $50 gift card.If you want in, keep in mind the rapidly approaching deadline: Oct. 30.

This contest is pretty easy to enter; in fact, it’s automatic. Anyone I’ve ever referred to Swagbucks will be entered into a drawing for a $50 card if they earn at least 50 Swagbucks before the deadline. (For a glimpse of the card offerings, click here.)

That’s 50 SBs from any combination of the Shop, Search, Watch, Play, Answer or Discover categories. Keep an eye on the Swagbucks Facebook page for Swag Code announcements, too.

Extra points for newbies

If you’re not already a member, you can get a better-than-usual bonus for signing up. Here’s how:

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Coming up: The Talkeetna Bachelors Auction and Wilderness Woman Competition.

IMG_3567I’ve said it before and I’ll say it again: Come up and join us at the Talkeetna Bachelors Auction and Wilderness Woman Competition and you’ll dine out on those stories for years.

True, it’ll be winter* — Dec. 7, to be exact — and that means it’ll probably be cold. But that’s the whole point! You’ll be in Alaska in the winter.

You’ll survive. I promise. There’s a bonfire at which to warm yourself during the competition, and the auction and after-party are actually pretty warm due to the hootin’, hollerin’ and dancin’.

Besides, Talkeetna has a doctor.

I wanted to link to my first-ever article about Talkeetna, published in 2010, but my site was migrated to a new server and that first piece doesn’t seem to have made the jump from hyperspace. So I’m excerpting from that piece to explain the absolute hilarity of the event:

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Giveaway: The Plutus Awards package.

winnerAny time you go to a conference you can expect to bring back strange stuff. Exhibitors want to get your attention and also to remember them after you leave, so you wind up with things like notebooks, coffee mugs, pens and logoed rubber duckies.

Past giveaways from the Financial Blogger Conference have been well received. This year I’m able to give away two such packages: one with just stuff from the Expo Hall and one of all the exhibitors’ tchotchkes plus goodies from the Plutus Awards.

The former is possible because my daughter, who also attended (and who also won a Plutus) was willing to donate some of her Expo items. But let’s start with the ever-so-slightly nicer bag first.

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