Discovering that your paycheck won’t cover even minimum debt payments. Buying a house, or being unable to buy a house. Feeling suffocated by the (costly) clutter in your life. Wanting to stay home with the kids but fearing you can’t afford it.
All these defining moments turned spendthrifts into thrift-thrifts.
A couple of years ago I wrote a Smart Spending blog piece about what a reader called “a-ha!” moments. The reader, posting as “Bigdreams,” solicited such stories in a Smart Spending message board thread.
Some “moments” are epiphanies. Some are slowly dawning realizations. Readers variously described the experience as a slap in the face, a kick in the butt, a good hard look at oneself, a God-given wakeup call, the sudden glimpse of a bleak future.
However they arrive, a-ha! moments carry the same basic message: Something has to change.
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