Will the next bank outage ruin YOUR day?

If you’re a Wells Fargo client you already know that one doozy of a bank outage happened last Thursday.

Those customers who wanted to use an ATM, buy something with a debit card or pay their bills online were left in limbo after a data-center fire knocked the nation’s third-largest bank off its pins.

Consumers were, understandably, more than a little ticked off.

Imagine needing gas to get to work but your debit card won’t function. How embarrassing to have to tell the babysitter you don’t have enough cash to pay in full.

The system was back up by late Thursday, although some users reported issues the next day. Among those issues was direct deposit of paychecks. Good times!

The bank promised to pay any Wells Fargo fees resulting from the outage. Whereupon one super-irate customer tweeted about an upcoming appointment to sign mortgage documents. Trouble was, at that moment the lender could not access the system to generate those documents.

“If I can’t close on my house and the seller defaults me, then what? U giving me my $45k earnest $ back?” the would-be buyer asked.

All in all, an unsettling situation, especially for paranoid dweebs like me. My initial thought was, “Data-center fire, huh? Or was it a trial run by hackers planning to bring down the country by bringing down the banks?”

I bet I’m not the only one who thought that.

 

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A travel Tweetchat and more.

thHope you’ll join me Wednesday morning for a Tweetchat sponsored by GoBankingRates and CheapOair.

I’m attending as a guest blogger and will help provide tips on topics like low-cost student travel abroad, sticking to a travel budget, booking bargain travel, and low-cost Memorial Day activities.

You can ask questions or answer the ones posed, if you have tips to share. The chat takes place from 11 a.m. to noon PDT. Use the hashtag #COAChat.

Sorry to have maintained radio silence since last week. The weather has been glorious, which is distracting enough, but the unseasonable warmth sent the pollen count through the roof. (Think: a “high” reading times 270.) The sneezing and asthmatic wheezing, plus a couple of deadlines and ongoing anxiety caused by my daughter’s latest pregnancy, have kept me from achieving much.

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