11 tips to cure a holiday hangover.

thA recent survey from Consumer Reports noted that 75 percent of shoppers had paid off their 2013 holiday purchases by the end of February 2014. However, some were still paying for their celebrations in late November, i.e., almost a year after the fact.

True, that was just 7 percent of respondents. Still disturbing, though. Then again, I find it unfortunate that it takes some people two full months to pay the tab in full.

Afraid to open the January credit card bills? Personal finance author Donna Skeels Cygan calls this a “holiday hangover,” i.e., the lingering pain of overindulgence.

This kind of hangover isn’t one “you can simply sleep off,” says the author of author of “The Joy of Financial Security: The Art and Science of Becoming Happier, Managing Your Money Wisely, and Creating a Secure Financial Future.”

In this case, the hair of the dog is twofold:

  • Owning any mistakes you made this year, and
  • Learning from them.

Here’s how.

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Let’s go to the movies.

th-1The Academy Awards are approaching. How many of the likely-to-be-nominated flicks have you seen?

It’s a little scary how expensive a movie ticket has gotten, yet for some films there’s just nothing like the big screen. This week’s giveaway will give you a head start.

If you win, you’ll get your choice of either a $10 Fandango gift card or a $10 AMC Theatres gift card. That should cover (or nearly cover) the cost of a nighttime screening. Skip the popcorn and go to a matinee or a second-run house and the scrip could pay for two films.

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How frugalists do Manhattan.

GetAttachmentI saw “The Book of Mormon” from a front-row seat on Broadway for $32. No, a number is not missing from either the beginning or the end of that figure.

My name finally got drawn in the daily ticket lottery. I’ve entered the drawing every day during every trip to New York for the past few years, never dreaming that I’d actually have a shot.

The guy sitting behind me said he’d paid $500 for his seat. That’s my rent, dude. No way am I paying that much for a show, no matter how acclaimed. I still can’t believe I paid so little, but the accompanying photo proves that I did indeed shell out just $32 for seat A-105. The Lottery Dude also handed each winner a cool “I won ‘The Book of Mormon’ lottery!” badge as a souvenir.

But that was just one way I saved money on this trip.

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Two Phoenix meet-ups: Nov. 9 and Nov. 12.

thIt’s been a successful vacation so far, i.e., I completely lost track of time. While I had every intention of posting a potential Phoenix meet-up, I started relaxing instead.

Now it’s Saturday evening already and I should have given people more time to see if they could fit this into their schedules. That’s why I’m proposing two meet ‘n’ greets.

If you’re interested in saying hello in person — and, more to the point, maybe meeting like-minded frugalists in your town — then I’d love it if you could make it to either of these:

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The Black Friday 2014 giveaway.

thSome people think Black Friday is fading away. Me, I think it’s simply spreading out.

Gray Thursday, Black Friday and Cyber Monday are on the way whether you like it or not — and you can bet that Saturday and Sunday will have their own forms of deal-mongering, too.

Don’t want to shop on Thanksgiving or Black Friday? Prefer to buy locally? Do what works for you. But this week’s giveaway is designed to provide a little help for shoppers of all stripes, plus a little entertainment afterwards.

Up for grabs are:

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Talkeetna in December: Join us!

thOnce again the Talkeetna Bachelors Auction and Wilderness Woman Competition is approaching — and once again, Linda B. and I have rented the entire top floor of the Latitude 62 hotel and restaurant.

We’re lining up some other wild wimmen to accompany us, but there’s always room for a few more. Why not make this the year that you throw caution (and possibly good sense) to the winds and join us?

The actual event is Saturday, Dec. 6, but we always go up on Friday afternoon. This year the bachelors of Talkeetna have an actual theme for the party, along the lines of the Roaring ’20s/Great Gatsby/Talkeetna Speakeasy. “We haven’t settled on a title, but you get the idea,” said my e-mailed invitation.

“Dress the part if you’d like, or come as you are. We will take your donation no matter what you’re wearing.”

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In which I fight with Weird Al Yankovic.

th-1I have a huge geekcrush on Alfred Matthew Yankovic. Love his songs, love his videos, love his twisted sense of humor, and most of all love the fact that his parodies are equal parts silliness and intelligence.

Don’t believe me? Go watch the “Word Crimes” video. I love the fact that he included some of my own word-related peeves, such as “literally” and “I could care less.”

He’s a man after my own heart. As my friend Linda B. would say, I want him to have my children.

But while his parody of Pharrell’s “Happy” mostly made me giggle like mad, I also have to take issue with one of the lyrics. Watch the video and see if you can guess which one it is. (Note: It’s even funnier if you watch Pharrell’s original music video first.)


So did you guess which one it was?

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Is orange-and-black the new black?

thBefore I forget: Women can get a bunch of free medical tests from 11 a.m. to 3 p.m. Saturday, Oct. 11 (that’s today) at any Sam’s Club with a pharmacy.

Among them: thyroid, total cholesterol, HDL cholesterol, glucose and blood pressure. You don’t have to fast for these tests. For more details, see my previous post on the subject.

Now: Back to All Hallows Eve. According to the National Retail Federation, just over one-third of U.S. adults plan to do the Monster Mash this Oct. 31, either at private homes or bars. Remember when Halloween used to be about kids and cavities?

That’s the main topic of my monthly gig at Retail Me Not. “What to buy in October: Look for boo-coup Halloween steals and denim deals” notes that while the Grinch may have stolen Christmas, adults have purloined Halloween.

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A frugal (and cultured!) date night.

thEarlier this month DF and I had an evening out. It was a classy affair, with wine, freshly grilled meats, beautiful things to see, and interesting conversations with friends and total strangers.

It was completely free, and we can do it every month if we like. Specifically, on the first Friday of every month. That’s when a handful of artsy places in Anchorage (including two universities) have public receptions for new exhibits.

This is an increasingly common practice in U.S. towns and cities. Whether it’s called “First Friday” or “Artwalk” or whatever, it’s a chance to enjoy works new and old – and, often, to get free food.

This has long been a frugal hack for starving students and also for those dating on a budget: something to eat plus a chance to look all cultured-like. But it works just as well when you’re out of school, and also when you’re happily partnered or just want an outing with friends. Who doesn’t want free food and wine?

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‘Guardians of the Galaxy’ and other PF topics.

guardians of the galaxyI had a blast watching “Guardians of the Galaxy,” so much so that I later took my great-nephews to see it – a second viewing for all of us. That time, though, I went with an eye toward superheroic money lessons.

Hey, if I can do it for “Parsifal,” “Godzilla” and “Gotterdammerung,” surely I can do it for comic-book heroes.

8 personal finance tips from ‘Guardians of the Galaxy’” ran recently over at my day job, Money Talks News. Among them: “Classics endure,” “Good sense trumps sentiment (or should)” and “Judge performance, not appearance.”

Show me another job that lets you charge your movie ticket as a business expense. Other than movie reviewer, that is.

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