Consumer king Clark Howard has followed up his New York Times bestseller “Living Large in Lean Times” with another one that’s sure to be a hit. I know this because I’ve read it: Clark has donated two copies for review and/or giveaway.
Review first, giveaway after.
The format of “Clark Howard’s Living Large for the Long Haul” is quite smart: Interview 50 U.S. residents who were body-slammed by the recession and find out how they coped.
This is both shrewd and reader-friendly. Too often personal finance books and articles use people as bad examples: “John Smith had 24 credit cards. For years he was up to his hairline in consumer debt, and ultimately declared bankruptcy. Now his credit score is in the crapper, he can’t get a decent auto loan rate and landlords don’t want to rent to him. John is an idiot. Don’t be like John.”
It’s not that object lessons are bad. It’s that sometimes they’re a little too close to the reader’s own behavior. The temptation is to shut down, i.e., to be unable to learn anything from the example, or to pretend you’re nothing like John (“Yeah, I have a dozen cards but at least I don’t have two dozen – and I’m making the minimum payments on time so everything’s cool.”)
Clark’s premise is swell and once again he’s packed the pages with sometimes obscure and always ingenious tips. It’s a terrific resource, and one that I plan to keep on my own bookshelf along with his previous book.
That said, there’s something else to say: Clark, if you’re reading this, get yourself an editor, son. Please.
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