Practice stealthy acts of kindness.

At this time of year everyone wakes up to the fact that need exists in the United States. Everywhere you look are food drives, gift drives, coat drives.

Here’s a news flash: Need exists all year long, not just in the weeks between Thanksgiving and Christmas.

Don’t get me wrong: I love it when people do nice things. I just wish it weren’t so holiday-specific. Pardon my grinchiness, but I think some of these once-a-year volunteers aren’t doing it for the homeless, the seniors or the kids. They’re doing it to make themselves feel good.

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We wish you a debt-free Christmas.

An old friend of mine – call him “Frugalbert Humperdinck” – once riffed on the song “Lonely is a man without love.” Unfamiliar with that late 1960s hit? Sit patiently through this video of Engelbert Humperdinck singing the first verse, in order to get to the chorus that’s about to be parodied:

Christmas bills are scare-ful,

 

But one can be careful.

 

Lovely is a man without loans.

 

Celebrate the season,

 

Keeping things in reason.

 

Lovely is a man without loans.

 

Go in debt, you peasants,

 

Buying toddlers presents.

 

Lovely is a man without loans.

 

Why impugn your credit

 

When they’ll soon forget it?

 

Lovely is a man without loans.

 

(Half-step up for the big finale)

 

Ere to shops I dart off,

 

First I pay the card off.

 

Lovely is a man without loans.

 

I’ll assuage my cravings

 

With January savings.

 

Lovely is a maaaan without loans.

 

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Live from Alaska: Frozen pipes, bachelors on credit and suggestive pizza.

Scenes from our trip to the Talkeetna Bachelors Auction and Wilderness Woman Competition:

We arrived late Friday afternoon, driving directly into a blizzard. But after watching the Parade of Lights we knew we’d be able to get back out of town on Sunday: Among the vehicles in the parade were eight snowplows.

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Yet another frugal travel hack.

I just bought $40 worth of Mexican food for the equivalent of $16.92. Or rather, I’ve arranged to buy the food in January, when I visit my daughter and son-in-law in Phoenix.

I’ve written before about social buying – the art of getting deep discounts on products and services through the power of bulk buying. In this case it’s $20 gift vouchers to a Scottsdale restaurant for $10 apiece.

Companies like Groupon and Living Social make daily deals available both at hot new businesses and well-established joints that you already love.

There’s no cost to join – and it sure is fun to spend considerably less on:

 

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Blog roundup: Poor little rich prof edition.

The blogosphere sizzled, both pro and con, over a post in which University of Chicago law professor Todd Henderson claimed he and his physician wife are not rich.

Sure, they have a 4,700-square-foot home, two cars, a gardener, several kids in private school, a full-time nanny for their new baby and someone who comes in to clean a few times a month.

Wonder what that particular brand of poverty feels like? (Also, why two cars if he lives within walking distance of the university?)

Laura Rowley did a swell blog post called Why the rich don’t feel rich at Yahoo! Finance. You need to read it. You should also follow this link within her piece and enjoy economist J. Bradford DeLong as he scores points off Henderson, whom he designates an “unreliable narrator.”

Ain’t no schadenfreude like scholarly schadenfreude.

But do find time also to look at:

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Is the TV-free life for you?

That’s the question I ask in my current Living With Less column over at MSN Money. “Can your life be richer without TV?” refers to wealth both actual and abstract.

Non-watchers told me they save money (sometimes a lot of money) on cable costs and tend to spend less (sometimes a lot less) because they and their kids aren’t bombarded with ads and product placement. They find their lives are richer in other ways, too.

And they get more sleep.

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Unemployed? Market yourself as a ‘caretaker.’

My extended family has loads of skill sets and garages full of equipment. They’re either professional electricians, plumbers, carpenters or mechanics or else they know enough about it not to wind up in the ER.

They’ll drywall or paint or landscape or bring over their log-splitters. They’ll help you wrestle a heating oil storage tank into place, or wire a surround-sound system for your man-cave.  They’ll cut down a tree or spread bark mulch or dig a hole right where you want it.

It’s a loose system of favor-trading. You need something, you ask. The guy or gal who can do it will eventually ask for something in return. Nobody keeps score. It all evens out – and even if it isn’t strictly “fair,” everyone is pretty happy with the arrangement.

I miss that kind of networking. Then again, I’m the one who moved away. It’s my own fault if I have to hire someone to do the kind of thing cousin Denny would have traded for.

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