thSick of sharing the bathroom, and maybe even a bedroom? Understandable. But the solo life can cost you. The chance to walk around in your underpants and watch whatever you want on Netflix means paying up to 44 percent more for the single life.

That’s why I suggested this as a topic for Money Talks News: “Done with roommates? 48 ways to afford living solo.” Some of those 48 tactics are fairly easy things like researching the rental market, watching for move-in specials and entertaining at home vs. making every occasion an expensive one.

Others are simple, but not easy.


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thRecently a relative was sitting on a tailgate with her dog’s leash wrapped around her wrist. The dog suddenly bolted, slamming her arm against the side of the vehicle.

No broken bones, fortunately, but it hurt like heck and she’ll probably have to pony up co-pays for the emergency room visit and X-rays.

Our furry friends can cost us plenty even if they never cause any critter-human mishaps. According to the American Society for the Prevention of Cruelty to Animals, the total annual cost for dogs is between $1,314 and $1,843. All you crazy cat people will shell out about $1,035 per year for your little purrmeisters.

Those figures include food, medical care, dishes and the like – but not related costs such as the need to board a pet when you travel or to pay more for homeowners insurance or renter’s insurance if the company deems your pet an attractive nuisance (e.g., a “biting breed”).

Should we put a price on love? You bet.


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thDuring a business-related trip to Texas last summer, I met up with a blogger who goes by the name “empressjuju” and blogs at (the) Vegas in Austin. Along with her husband we enjoyed a delightful regional brunch (think “breakfast tacos”) and talked about money and life.

Homeownership was definitely on their minds. But months went by and they kept discovering swell new restaurants and activities. Austin can do that to you.

This kind of overspending is insidious, she noted later, and it can feel oddly necessary because we’re all such busy people. In fact, her husband was inclined to think that it wasn’t really a problem.

The empress begged to differ. “How are we ever going to buy a house if we keep spending like this on food? We are eating our house!”

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thLately it’s been all about holiday shopping, both here and elsewhere. Thank goodness the holidays are almost over.

Here’s my favorite gift suggestion: Breathing room.

Christmas gifts that keep on giving,” my recent post at Get Rich Slowly, suggests presents that can free up money in someone’s budget.

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thA recent study from the NerdWallet consumer blog — love that name — indicates that men still pick up the tab way too automatically.

(Yes, I’m aware that men still tend to out-earn women; I’ll address that in a minute)

But seriously? I thought this kind of thing was supposed to have gone out after the 1970s:

77.4 percent of those surveyed thought men should pay for the first date.

Even in a relationship, 56.1 percent of men still pay for date nights.

Almost 40 percent of men cover all household bills; just 14.3 percent of women do.

Remind me: In which century are we living? I just don’t see how this is fair.

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