Donna Freedman

Giveaway: “The Economy of You.”

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qThe personal finance publishing industry has recently seen a run on books about entrepreneurism. That’s probably because the side hustle has become a reality to so many people — up to 25 percent of U.S. residents currently freelance or work second jobs.

And those are just the ones surveyed. My guess is that the numbers are higher.

Among the best of the books I’ve seen “The Economy of You: Discover Your Inner Entrepreneur and Recession-Proof Your Life.” The author, Kimberly Palmer, is a full-time writer and mom of two who started her own side gig, an Etsy store called Palmer’s Planners.

It wasn’t about getting rich, but rather to earn enough “to be in control of my life,” says Palmer, senior money editor for U.S. News & World Report.

Want a piece of that yourself? Enter to win the book.

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How NOT to cure boredom.

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thToday’s press release from Ebates bothered me a good deal. The cash-back shopping site recently surveyed 1,000 people and learned, among other things, that 49 percent use mobile devices to shop while waiting in line.

Apparently it “cures boredom.”

All the Internet at your fingertips – the chance to download millions of e-books for free, listen to amazing music, view more cat pictures than anyone really needs – and you decide to kill time by shopping?

Couple of things, here:

  • How long are the lines in which you’re waiting?
  • How’s your budget holding up under this anti-boredom tactic?

I understand that even five minutes in line can feel endless. It isn’t, since you do eventually get to go home. Even if it turned into half an hour of waiting, is there no other way to occupy your mind? (See “cat pictures” et al., above.)

Possibly some of these folks aren’t actually buying, just shopping – the equivalent of window-shopping in place. After all, some people can walk through a store and look at lots but leave empty-handed.

But the Internet is superb at creating need where none exists. Oh, that funny T-shirt would be perfect for your brother. A skin-care shop is having a sale on products in your favorite scent. What an interesting herbal tea sampler, and your tisane-loving BFF could use a little pick-me-up….

Throw in free shipping and you’re gone. As is a chunk of your budget.

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Want a $100 Amazon card? Join this Tweetchat

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thA watched pot never boils, but an unwatched pot full of raspberries and rhubarb can make a real mess of your stovetop.

Yep, I’m back from Florida and I’m making yogurt. And messes.

I didn’t get home until 1 a.m. Tuesday and was so glad to be on the ground I didn’t care that it was covered with snow. Total time between waking up in Tarpon Springs, Florida and getting into my own bed in Anchorage: 23 hours. Alaska is really far away from a lot of places.

Since then I’ve been scrambling to play catch-up with several different projects (including multiple interviews for one of them), so I have neither time nor inclination to write something deeply meaningful. However, I wanted to do a quick roundup.

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Want to get? Try giving

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thA writer named Revanche, who blogs at A Gai Shan Life, recently wrote about a friend who’s “against” volunteering and giving to charity.

His rationale: “He feels that he worked really hard to get here and doesn’t feel that he got any help so he doesn’t feel he should give back to the community at large.”

He did work hard, putting himself through school and supporting family members at the same time. So did/does Revanche, who’s still supporting “two adult dependents who aren’t my children.”

What her friend doesn’t seem to get is this: He may not have asked for any help, but it would have been there had he needed it.

Suppose he’d become very ill and unable to support those family members (or himself) during that time. No one would have starved. They could have sought temporary assistance from government agencies but also from nonprofits and private charities funded in part by ordinary citizens.

You know, your neighbors. Fellow human beings. People who think that a few of their extra dollars would have more of an impact outside their bank accounts.

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Pay your taxes like the rich.

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51PYxmmqqGL._AA300_In a recent post called “How to be a side-gigger” I noted that the four books mentioned in the article would eventually go up as giveaways.

Here’s the first one: “Outsmarting the System: Lower Your Taxes, Control Your Future and Reach Financial Freedom.”  

Written by former IRS auditor Anthony Campidonica, the slim volume explains several ways that ordinary people can use a group of tax benefits, i.e., those for the self-employed. You could be an entrepreneur (full- or part-time), a landlord or an investor.

What if you don’t have the wherewithal to open a store, buy a rental property or invest like the pros? Start small, the author advises. Sell your expertise or a product on the side vs. quitting your day job and diving in. Or save up for that foreclosure or repo and go the renovation-and-rental route in your off hours.

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I want to vanish.

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thI sort of already have: DF dropped me at the Anchorage airport at 10 p.m. Tuesday and I hit Tarpon Springs, Fla., at 3:30 p.m. Wednesday. For the next five days I’ll be visiting my dad and my sister.

Timing-wise, not great: When I made the reservation a couple of months ago I’d planned it as a barely-any-work vacation. But recently an unexpected magazine assignment came in and an established deadline got moved up a week.

So the time I thought I’d spend hanging with family, doing a bit of sightseeing, and taking long walks and longer baths has turned into a “how to balance interviews with vacation.”

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How much does your suitcase weigh?

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thI sure learned some interesting things about luggage while researching my latest piece for Retail Me Not. My favorite factoid was how light the bags are getting. Modern bags can weigh as little as 3.3 pounds – much easier on the arms, and also providing more wiggle room as regards an airline’s 50-pound luggage limit.

Randy MacKenzie of Edwards Luggage, a family-owned store since 1946, does monthly “how to pack” seminars in the family’s four San Francisco-area stores. Packed for two weeks of travel, today’s lightweight carry-ons can weigh in at 21 pounds. (Hint: That gives you room for 29 pounds’ worth of souvenirs before you start to pay extra.)

A few of her favorite manufacturers:

  • Rimowa: Lightweight and incredibly durable, this manufacturer offers colors that won’t embarrass the business traveler – “an absolutely gorgeous chocolate brown, a beautiful navy blue, a very dark purple.”
  • TUMI: Lightweight with “some really spectacular colors.”
  • IT Luggage: These semi-deconstructed, very basic bags weigh as little as 3 pounds and come “in all the colors of the rainbow.”
  • Swiss Army: These “youthful-looking” bags are less expensive but still wear well.

I love my own Delsey case, but if and when it ever gives up the ghost I’ll be looking for lighter luggage — from Delsey or someone else.

Just FYI: Large bags are still available if you’re heading for a cruise that requires formal wear or some other special garb. (Fun fact: Cruises exist for fans of nudism, Elvis, Shakespeare and “Star Trek.”) But a carefully packed medium-sized bag will generally do just as well, according to MacKenzie.

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My minor celebrity moment. What’s yours?

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Photo courtesy of Free Images (pachd.com)
Photo courtesy of Free Images (pachd.com)

During its musical revues the old Fly By Night Club sometimes included a “Minor Celebrities” bit, inviting audience members to write down their furthest-removed brushes with fame. During intermission the cast would pick what they thought were the best – and again, the more tenuous, the better.

Thus we’d hear things like:

“I take dance class with Michael Jackson’s plastic surgeon’s wife.

“My great-uncle invented Cheez Whiz.”

“I once heard Brian Keith belch when I walked past his house in Hawaii to go surfing.”

“I used to carpool a kid whose mother’s father embalmed Babe Ruth.”

All these snippets led, naturally, to a book. The title: “Elvis Presley’s Pharmacist Was My Sunday-School Teacher.” 

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The shoulder season.

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thWe were hanging out in our library earlier today, me at the desk and DF sorting paperwork nearby. When he asked if I could hand him a pen, I did so without thinking.

Then: “Oh my gosh – look! It’s working!”

I was referring to my right shoulder and arm, which had been more or less immobilized and causing me a fair amount of pain (especially at night) for a while now. Some range-of-motion exercises were helping. But last week I couldn’t reach to the right to pick up a glass of iced tea sitting on the table by my chair. I had to turn my body and reach for it with my left hand.

So this is huge. 

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Another “Coffeehouse Cliche” giveaway.

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thPicture yourself sitting in a coffeehouse and writing the Great American Novel. Or next year’s Pulitzer for Best New Play. Or just sucking down some java and pretending to be all sensitive and deep.

I can help.

This week I’m having a second Coffeehouse Cliche giveaway, with three essentials to literary pretentiousness:

A notebook. Not the electronic kind, obviously. This is a 5-by-7-inch navy blue book with lined pages and an attached pen. Go ahead. Fill it up.

Starbucks e-gift card. This is good for $10 worth of whatever caffeine you need to jump-start the muse.

Coffee mug. This stainless steel Cutter & Buck mug has a lid with a handle and a leather sleeve if you’re not a handle-holding kind of sipper. The sleeve bears a discreet logo for Bankrate Insurance — yep, I got it at last year’s Financial Blogger Conference.

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