Bringing in the weeds.

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We had a cooler-than-usual May, which made us reluctant to put things out early. It’s only in the past week that our planted lettuces were big enough to start semi-harvesting.

(Why “planted” lettuces? Because we’ve been startled by rogue lettuces – and Asian greens and quinoa – popping up everywhere. More on that in a minute.)

Longing to eat something, anything, that was fresh, I started bringing in the weeds in the first week of June. Some were actual weeds, such as the fireweed in the illustration. Epilobium angustifolium was consumed by Alaska Natives long before we got here. I’d been reading about its edible qualities and decided to give it a shot because nothing else was fresh at that point. (Except dandelions, and I find them too bitter.)

So I picked some of the smaller plants, sautéed them in olive oil with garlic and ate them on some of DF’s amazing rustic bread. They tasted mostly like oil and garlic. No surprises there. Underlying it was a slight sweetness, similar to cooked spinach.

Here’s an amuse-bouche view of how they turned out:

At first glance, my friend Linda B. thought it looked like an insect. It does, kind of.

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Bobblehead me.

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You know you’ve arrived when The Motley Fool casts a bobblehead in your likeness.

My daughter says it just cements my street cred. My partner considers it very cool, although he thinks I should have been wearing one of my “Money Nerds Unite” T-shirts from the Financial Blogger Conference*.

I just think it’s funny as hell, especially since they even put a teeny-tiny copy of my second book in its li’l plastic hand.

The Motley Fool is a private financial/investing advice company. One of its sites, All-Star Money, is a daily digest of personal finance articles that resonate with the curators. I’m happy to have been noticed three times thus far.

One of those notices – “Extreme frugality: Be a frugalvore” – took me to the pinnacle of All-Star Money: being chosen as the Article of the Week. One of the honors accorded thereto is having a bobblehead made. These guys know how to party. 

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Giveaway: “Homeschool Hacks” and a $25 Amazon gift card.

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This was the year for homeschooling, all right – whether parents liked it or not. My friend Linsey Knerl had her book, “Homeschool Hacks,” in the works before COVID started, however.

And I’m willing to bet that Zoom classrooms and homework evenings would have been sooooo much easier had parents across the country gotten their hands on “Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind).” [As an Amazon affiliate, I may receive a small fee for items bought through my link.]

But don’t take my word for it. Listen instead to Lela Davidson, author of “Faking Balance: Adventures in Work and Life,” “Who Peed on My Yoga Mat?” and “Blacklisted From the PTA”:

“For anyone serious or merely curious about homeschooling, this is the perfect first read.”

Who am I to argue with someone who wrote a book called “Who Peed on My Yoga Mat?”

More to the point, I would never second-guess Knerl’s expertise: She has six kids and has homeschooled them all. Knerl learned what she knows by being a successful homeschool parent (along with her husband), which she does in addition to having a career as a freelance writer.

This is a two-part giveaway: I’ll be sending “Homeschool Hacks” to some lucky winner along with a $25 Amazon gift card. The scrip can be used to buy a few things for your own homeschool classroom. (Or for anything you like, really.)

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Why you need a freezer.

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Before DF was in my life, there was another: Chester. Cool and calm, he collected great deals for me: manager’s-special meats, gleaned blackberries, bread from the bakery outlet, and on-sale veggies, flour and butter.

Chester was – and is! – a 5.5-cubic foot chest freezer. Right now he’s crammed mostly with on-sale meats; there’s room, because we finished up last year’s raspberries. Recently we’ve found some pretty astounding prices on late-date carnivore bait: ground beef for a dollar a pound, a three-pack of bratwurst for about 68 cents a pound and shank-end hams at 49 cents a pound.

About that last: It is not a typo. I can’t remember when I’ve seen ham at a price that low. Maybe…Never? And thanks to Chester, we were able to get three of them.

You don’t have to be an omnivore to appreciate a freezer, though. When frozen vegetables are available at fire-sale prices, you can get six or seven (or more) bags instead of being limited to one or two. Vegetarian/vegan frozen foods are increasingly varied in scope, so you don’t have to do everything from scratch. (Although my vegetarian sister makes and freezes a big batch of refried beans on the regular.)

And no, the electric bill hasn’t gone up noticeably. (At the time of purchase, I estimated the cost at 78 cents per month.) And even if today’s freezers weren’t super-energy-efficient, I would still want one. Here’s why. 

 

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Two big gift-card giveaways.

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Savings.com (the parent company of Sivan Social) has two big gift-card giveaways running at the same time. Starting today, you can sign up to win one of five $100 e-gift cards to J. Crew Factory and/or one of five $100 e-gift cards to HSN.

Both would be great for summer fun: bathing suits, barbecue grills, shorts and rompers, garden supplies, pool toys, fire pits and lots more.

But they could also come in handy later on. I’m thinking birthday presents, holiday giving, charitable donations or maybe even filling blank spots in your own wardrobe/kitchen/garden/rec room/whatever. 

You get to decide. If you win, that is. And you can’t win if you don’t enter.

 

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5 money lessons from “Wrath of Man.”

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Sometimes I want to watch art films, international cinema or documentaries. And sometimes I just want to see a whole lotta stuff get blowed up real good. “Wrath of Man,” a heist film starring Jason Statham, did not disappoint even though at times it was hard to follow.

Mostly that was due to the flashbacks. Lots of flashbacks. A couple of other scenes were absolutely mystifying until later, when they finally begin to make sense. Patience is needed, along with a tolerance for gunfire and roaring engines.

Now and then the story is a bit mystifying, as when H (Statham) gives a sub-par performance at a shooting range and isn’t the best at parking a truck. Another character basically confesses to being a bad guy, at which point I whispered to my great-nephew, “Why in the world would he tell him that?”

“Because he doesn’t want him to die,” great-nephew whispered back.

Again, it all made sense eventually. And the whispering was okay: We were two of only five people in the theater, and the only ones in our section. Besides, there was all that gunfire and roaring engines to provide cover.

How did I find personal finance lessons in all this? The way I always do: by looking for them. Here’s what I found. 

 

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Why you need an “abundance tracker.”

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Recent talk of inflation (and the possibility of hyperinflation) has left me very jumpy. That’s why a squib in Melanie Lockert’s newsletter really resonated with me. 

“Do you ever feel like you’ll never have enough? This is a common issue when it comes to money mindset, and can impact our financial and mental health,” Lockert wrote.

“So one thing I’ve been doing lately is something I call ‘abundance tracker.’ I track all moments of abundance.”

A few recent examples:

Lockert’s health insurance premium decreased.

She received a gift card for food from someone who couldn’t use it.

She cashed in Starbucks rewards points for a free coffee.

According to Lockert, tracking “moments of abundance” can help reset your mindset: “From the discounts you get, to the gifts, time and support. It all counts.”

Turns out I’ve been doing that for the past week or so. I just didn’t know what to call it.

 

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Giveaway: Alaska-made chocolates.

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The other day I learned about a most, um, interesting confection: a dark chocolate bar (70 percent cacao) with Alaska sourdough and Alaska bee pollen.

I am not making that up.

Haven’t sampled it yet, but I will soon: DF and I plan to take it over to our beekeeping neighbor, thinking it will intrigue him as much as it did us.

What I did try was a unique specialty at Chugach Chocolates: “bean to bar” chocolates, made with single-source cacao beans from Vietnam, Fiji and Madagascar. The tasting took place after a tour to see how this small-batch chocolate company cracks, roasts, grinds and tempers its beans before flavoring and molding them into smooth, rich, delightful sweets.

This was dark chocolate unlike any I’ve previously tasted. I’m not sure I have the vocabulary to explain the different flavors, but I’ll give it a try: earthy, fruity, ever-so-slightly spicy and, mostly, dark. It made me think of the Mayans and how they drank their chocolate without sweeteners.

Not that this chocolate is bitter! It’s just that the reigning flavor was intensely chocolatey, rather than sugar-with-chocolate-added.

I’ve featured Chugach Chocolates before in my “support the local economy” giveaways. Now I’m ready to do it again, because I learned that they use ice packs and insulated covers to keep their delightful products safe for summertime shipping.

Wanna win? Keep reading.

 

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Monday miscellany: Car insurance costs edition.

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Bankrate.com recently took a deep dive into car insurance costs, and found that the average annual U.S. premium is $1,674.

Put another way: That represents 2.44 percent of the average driver’s income.

Bankrate also reinforced that how much you pay depends on where you live. For example, folks in Tampa pay about $450 more each year than drivers in Orlando. Yikes.

“The true cost of auto insurance in 2021” includes an interactive map that shows you average rates in your state and also its major metropolitan areas. It also spells out the ways that common life events – such as a drop in your credit score or being in an accident – can affect your premium.

The one that really got my attention is the “change in credit score” factor. In all but three states (California, Hawaii, Massachusetts) your credit score can help determine your car insurance rate. The difference can be scary-high. 

 

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