How to get free stuff.

Once upon a time, it was easy to get free stuff. In the early days of Internet marketing, companies vied with one another to give away everything from candy bars to condoms.

Of course, this free stuff came at a cost: The manufacturers would spam you, and your info would likely be sold so that other people could spam you, too.

But for a little while our mailboxes turned into piñatas, spilling out stuff like protein bars, breakfast cereal, T-shirts, pet food, feminine hygiene products, fabric softener, cosmetics, snack foods, energy drinks and all sorts of over-the-counter medications. Those were the days.

Marketing has changed, and most of the folks who used to run freebie sites either sold their URLs or dropped outta the blogging business. But when asked to find out what’s still there, I found enough to write about for Money Talks News. “6 of the best websites for finding free stuff” notes that times have definitely changed:

“(Some) so-called ‘freebie’ sites are more about items that are free if you:

  • Use coupons and rebates.
  • Pay upfront and then get a loyalty program credit or an online rebate.
  • Jump through multiple hoops, such as creating an account, installing an app and linking your social media account.
  • Enter a drawing for a chance at getting the free item.
  • Take surveys and then use the points you earn to get “free” stuff.

“Hey, there’s nothing wrong with taking surveys; it’s one way of earning extra cash. Nothing wrong with rebates, either. But sometimes you just want to click it and claim it.”

I did come up with more than half a dozen legitimate ways to score gratis goods. (A couple of extras are tucked in as also-rans.) The article also includes pro tips and caveats. Have a look, and score some free stuff of your own.

A few other pieces I’ve done for Money Talks News lately:

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Monday miscellany: Social Security follies edition.

Planning to claim Social Security in the near future? Be careful what advice you take.

“Few retirement decisions are as critical, or as easy to get wrong, as when and how to you’re your Social Security benefits,” writes Liz Weston.

The rules are so convoluted that sometimes employees don’t quite understand them. They’re supposed to educate, rather than advise, yet stories abound of people filing for Social Security based on information that’s not in their best interests.

In an article called “Don’t let Social Security steer you wrong,” Weston shares the story of a man who was eligible for a now-defunct rule called a “restricted application.” The person who processed his application outright ignored the man’s request and signed him up for plain old retirement benefits instead.

That guy was able to fix things. Not everyone is so fortunate: A report from Social Security’s Office of the Inspector General estimates than 9,224 widows and widowers over the age of 70 lost out on $131.8 million because they didn’t get the right advice.

Feeling a little nervous right now? I certainly am.

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Monday miscellany: Holiday hiring edition.

“Get a side hustle” is a common personal finance suggestion, whether it’s for paying off debt or building wealth. A whole bunch of those side-gig options went away when COVID-19 struck, according to veteran PF writer Kathy Kristof.

But “several industries are now picking up steam,” Kristof writes on her SideHusl website.

“Some are back from the dead, while others are simply ramping up to new highs for the holidays.”

Among them: warehouse work, delivery, pet-sitting, mystery shopping and, of course, holiday retail. In her article, “Jobs that are revving up and reviving,” Kristof doesn’t just make the observations – she also gives links to the sites where you can apply for these gigs.

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Unemployed? Market yourself as a ‘caretaker.’

My extended family has loads of skill sets and garages full of equipment. They’re either professional electricians, plumbers, carpenters or mechanics or else they know enough about it not to wind up in the ER.

They’ll drywall or paint or landscape or bring over their log-splitters. They’ll help you wrestle a heating oil storage tank into place, or wire a surround-sound system for your man-cave.  They’ll cut down a tree or spread bark mulch or dig a hole right where you want it.

It’s a loose system of favor-trading. You need something, you ask. The guy or gal who can do it will eventually ask for something in return. Nobody keeps score. It all evens out – and even if it isn’t strictly “fair,” everyone is pretty happy with the arrangement.

I miss that kind of networking. Then again, I’m the one who moved away. It’s my own fault if I have to hire someone to do the kind of thing cousin Denny would have traded for.

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