coupons

Extreme Frugality: Coupon/rebate deals.

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This is one in an occasional series of articles about saving money.

Back in the day, the coupon/rebate combo got me a lot of free stuff. A lot. For years I didn’t have to pay for toothpaste, shampoo, lotion, deodorant and other toiletries, or for certain food items. On the rare occasions when I did pay, the tab was a few cents to just under a dollar.

This was a godsend at the time, since I was living on less than $1,000 a month and working on a university degree. Bonus: I got so much free stuff that I supplied my daughter with many essentials, and donated a bunch to a social services agency.

Coupon/rebate buying helped me stretch my limited funds. It helped me help others. What’s not to like?

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But all good things must end, and coupon/rebate deals were no exception. The stores running these loss-leader promotions gradually fell out of the habit. Ever since I moved back to Alaska I’ve had almost no chances at getting the freebies.

Until, that is, I discovered a new coupon/rebate combo.

Now I use some (or all) of the following: the Coupons.com, Shopkick*, Ibotta** and Fetch Rewards*** apps; the Swagbucks rewards program and the CouponMom.com website. While it’s not as crazy-lucrative as it once was, I can say that it’s been worth my while. Two recent examples: 

 

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‘The secrets of super savers,’ revealed.

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Think coupons aren’t worth it? Not if you’re doing them right – and it doesn’t have to eat up hours of your life. A new book from the authors of the Living On The Cheap website shows why.

“The Ultimate Guide to Coupons: How to Save More Money in Less Time and Get The Best Deals” shares what authors Teresa Mears and Laura Daily call the “secrets of super savers.”

Specifically, “the smart way to use coupons, investing just minutes to save dollars.” They’ve produced a book that stays true to the LOTC mission: to help people live their best lives without breaking the bank.

 

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Coupon ethics.

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A couple of young women in Williston, North Dakota were recently busted for fraud after running a coupon scam in the Albertson’s supermarket where they both worked.

They managed to get at least $21,000 in “overage,” or money owed to them for having coupons that were worth more than the on-sale product (in this case, Tide detergent).

These chumps give couponing a bad name.

Worse, when people indulge in fraudulent behavior it winds up costing all of us.

So tempting to think, “Giant Corporation makes billions a year – it’ll never be noticed.” Don’t think that way, unless you’d also be fine with taking money out of a store’s cash register when the clerk’s back was turned. Coupon fraud steals from the retailers (which may not be reimbursed for fake Qs) and from the manufacturers (if they pay out unwittingly).

The money that retailers and maunfacturers lose translates to price increases for consumers. Everybody loses, except the cheaters – and they might, too, if they get caught.

For those who are new to the Q, I’m offering a coupon ethics primer on how to do it right – and also how not to mess it up for everyone else.

 

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A coupon miracle.

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Want to save 50% at the supermarket? Here's help.The last time I visited my daughter I lost my coupon holder, a black nylon wallet with pasteboard dividers. FLOUR/SUGAR. CRACKERS/SNAX/DESSERTS. DAIRY PRODUCTS. TOILETRIES. FROZEN FOODS.

I emptied my backpack and suitcase. Nothing. We took the place apart but couldn’t find it. Abby called the stores we’d visited. No luck.

This truly bummed me out, and not just because of the coupons it held. I’d had the holder for at least 25 years after ordering it from a Parade magazine ad, and it had seen a lot of hard use.

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Paycheck too small? Maybe you’re just ugly.

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thIf you’ve got a face made for radio or a body that doesn’t fit Madison Avenue’s image, you may feel that you’re not getting a fair shake. And you may be right.

For example, tall people earn more than shorter ones. Overweight men earn less (and overweight women earn a lot less) than non-obese coworkers.

And this one really frosts me: A Harvard University study indicates that women who wear makeup are seen as “more trustworthy and competent.” Hey, not all of us want to put on war paint each day.

“Unfair, but true: How your looks affect your pay,” on Money Talks News, discusses the ways bosses can legally discriminate against you.

Sometimes those ways are pretty ridiculous. One employment law expert has heard from people who got canned because supervisors didn’t like their shoes. Seriously.

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Free health screenings. Also: Gift cards and an iPotty.

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14546594_130417061717_138x138When possible, I try to post free stuff and the chance to win gift cards because these are good ways to stretch the budget. Here are four such opps, all of which could turn out to be great frugal hacks – that is, if you live near a Sam’s Club and/or are lucky enough to win.

(About that “iPotty”: I am not making that up. I couldn’t make that up. More on it below.)

On Saturday, June 14 you can get free men’s health screenings at all Sam’s Club locations that have pharmacies. You don’t have to be a member to take advantage of:

  • PSA (prostate-specific antigen), for men 40 and older
  • Total cholesterol and HDL cholesterol
  • Glucose
  • Body mass index
  • Blood pressure
  • Vision
  • Risk ratio

The screenings are offered between 11 a.m. and 3 p.m. In honor of Father’s Day, maybe the dad(s) in your life will give you a gift: the opportunity to be in your life longer by being proactive about health.

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A coupon app and a $2,500 sweepstakes.

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ImageProxyDon’t want to clip your own coupons? Let the Favado mobile savings app do it for you.

While you’re at it, enter to win the company’s Summer BBQ Savings sweepstakes. (More on that in a minute.)

Favado is a free app that tracks deals in more than 65,000 supermarkets and drugstores across the country. You make a shopping list right on your phone and then the app uses real-time data to match current deals, coupons and even “secret” sales (e.g., in-store promotions) with what you want to buy.

You’ll get automatic notifications when your favorite products go on sale at those stores – and the list includes markets like Whole Foods, Target, Trader Joe’s and Kmart along with merchants like Safeway and Walgreens.

“Want to save on groceries…easily? Get this app,” advises Emily Weinberger of Good Housekeeping magazine.

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Vegan condoms. Who knew?

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thMy new once-a-month gig at The Real Deal has begun and it’s going to be a keeper. How do I know? Because the editor left in my reference to “ethical, vegan and fair-trade condoms.”

Apparently some condom manufacturers use “animal byproducts” in the manufacture of their love sacks. Fortunately for vegans, cruelty-free alternatives do exist – and you can even get coupons for them. 

The Real Deal is a blog published by Retail Me Not, the online coupon code behemoth (and finder of vegan condom coupons). I got hired to write a “best things to buy this month” feature, and since the editor is also a former print newshound I’m expected to do old print newshound things. You know, like research. And interviews. In return the editor will also do old print newshound things, like fact-checking and editing.

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Need a reason to save? Here’s a $10,000 reason.

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Donna-FreedmanSeptember is National Coupon Month, and Valpak and Savings.com are sponsoring a campaign called “10,000 Reasons to Save.”

The idea is to highlight the “tangible, long-term impact” that coupons can have on our lives.

Coupons have made a major difference in my life, especially when I was a broke single mother and a broke middle-aged college student. Maybe they’ve made a big impact in your life, too – and if so, you can share your story for a chance to win up to $10,000.

That would be a pretty big impact, too. 

The Reasons to Save website invites readers to contribute short essays (250 to 500 words) about their specific reason to save – buy a house? have a baby? put an existing baby through college one day? – and how smart coupon use could support that long-term goal.

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