How to trim your living expenses. (Realistically.)

9781591846437HWhile at the Financial Blogger Conference in St. Louis, I ran into Brian J. O’Connor, personal finance editor and columnist for The Detroit News. He was in the Expo Hall, handing out copies of his book, “The $1,000 Challenge: How One Family Slashed its Budget Without Moving Under a Bridge or Living on Government Cheese.”

I happened to have read the book (got an advance uncorrected proof) and was thus able to provide him with potentially the strangest endorsement for the cover of the second edition: “Your book helped me get through my colonoscopy prep.”

He did blink a bit at that, but apparently being a PF writer in Detroit exposes you to all sorts of odd people.

I’d kept the galleys in the bathroom during the, uh, cleansing part of the prep, so as to get a little work done despite my frequent trips to the john. Turns out it was the right move, so to speak: The book is funny as well as well-researched and it took my mind off the current circumstances.

O’Connor’s premise is simple: As middle-class budgets get squeezed ever more tightly, how can we actually save in the face of price increases of the most basic needs?

But he did it, trimming his own family’s budget fairly ruthlessly — yet also fairly painlessly. That’s why I’m giving the book away: to inspire others to find ways to rearrange their own expenses.

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Giveaway: The cold and flu package.

th-1If you’ve been in the cold/flu medicine aisle of the drugstore lately you were probably as shocked as I was by  the high cost of cold medications.

I hope none of you actually get sick this winter. But we’re indoors with a lot of other people and rhinoviruses spread faster than nasty rumors. So why not be prepared? And why not let me help?

These cold-and-flu packages are invariably popular, and probably not just because they save you money. I think a lot of people simply don’t want to keep cold medications on hand because, well, you don’t need them.

Until you do — at which point ayou might feel too miserable to make the trip to the pharmacy. And if you thought this stuff costs a lot at the pharmacy, wait until you price them at a convenience store.

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Giveaway: Return of the large flat-rate box of Alaska.

MedLetThemSpeakA giveaway from last March, “The large flat-rate box of Alaska,” drew 122 entries. Guess I shouldn’t be surprised, since a lot of people are interested in the Last Frontier and a lot of people like big boxes full of little things.

It’s an odd mix this time around. Then again, Alaska is a pretty odd state.

Among the offerings:

Music: “Icy Grooves,” a CD from local jazz favorite Rick Zelinsky. (He was the guy we were listening to when those people decided to yammer through jazz night.)

Video: “Big Wild Anchorage,” hosted by Mr. Whitekeys (of the late, lamented Fly By Night Club). This particular video is a family-friendly look at Alaska’s largest city, from float planes to glaciers to sled-dog races that begin downtown (where they put snow on the streets).

Bags: A large, reusable shopping bag imprinted with “MTA: Celebrating 60 Years” (that’s the Matanuska Telephone Association, for all you cheechakos), plus another large bag with the logo of “The Vampire Assassins League,” a paranormal romance series (yep, that’s an actual genre) written by Alaska author Jackie Ivie

More Jackie Ivie stuff: A Vampire Assassins League coffee mug and two VAL temporary tattoos, plus a copy of “Knight Everlasting,” a novel from her historical romance series about a stalwart clansman in the Scottish highlands. (Och! What does he wear under the kilt, is what I want to know.)

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The Coffeehouse Cliche giveaway.

51HixOXuQXL._AA200_As summer slips away we prepare to move more of our lives indoors. That is, unless we’re clever enough to live somewhere that’s temperate year-round.

Warm interiors. Hot drinks. Burning inspiration.

If you were ever going to write poetry, plays, short stories or the Great American Novel, you’re a lot less likely to do it when the weather is fine. No, fall and winter is when we head indoors and think deep thoughts.

(Or watch televised sports or “The Walking Dead,” or indulge in whatever nerdy pastimes make us happy.)

This week’s giveaway will give you two tools of the trade, or rather the accoutrements of the affected: a notebook and some coffeehouse scrip.

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Sucre shock: Sweet treats from New Orleans.

choc_nola15_9Remember those gorgeous French macarons I gave away a few months ago? The sponsor of that offer, the Sucré Sweet Boutiques and Confection Studio of New Orleans, is at it again.

No, it’s not a king cake (even though that’s a specialty confection often associated with New Orleans). This time around the giveaway is in the universal language: chocolate.

Not just any chocolate, either: Sucré is giving away a 15-piece New Orleans Chocolate Collection.  

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Giveaway: “How I Make Money Blogging.”

https://www.e-junkie.com/ecom/gb.php?cl=132158&c=ib&aff=219310We’re heading toward September and you know what that means: Christmas shopping!

Or at least the stores seem to think so, given how early they sneak the red-and-green into the inventory. Can’t we have Halloween first?

Some of us shop year-round and then have to fill in with only a few items come the Black Friday madness.  Some realize around mid-December that they haven’t even started.

It all takes money — and one way to earn money is through blogging. Stop laughing. Some people actually do bring in a little extra cash, or a lot. Crystal Stemberger is one of those people. I’m giving away a copy of her e-book, “How I Make Money Blogging: The Beginner’s Guide to Building a Money-Making Blog,” in case you want to be one of those people, too. (There’s a discount code for those who want to buy the book outright; see below.)

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A little piece of SaveUp ’13, just for you.

65293My trip to the SaveUp ’13 conference has come and gone, and quickly. I left Anchorage on the evening of Wednesday, July 31 and arrived at the Orlando World Center Marriott late Thursday morning.

There followed a whirlwind of sessions and discussions about coupons, SEO, plug-ins, apps, readership, blogging tips and the like. Food, too — really good food. I just don’t make things like wild mushroom risotto or miniature pineapple cakes often enough.

And oh, the fresh pineapple, melons and other fruits available at every meal – most Alaskans never get their fill of strawberries, but I sure came close.

The fun was fleeting, though. An airport shuttle picked me up at 4:30 p.m. Saturday. Two less-than-comfortable flights later and DF was bundling me and my bag into his aging Subaru.

Speaking of bags: That’s this week’s giveaway. 

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Entering the giveaways? Check your e-mail!

imageLast week’s giveaway — a trio of Ray Troll magnets — went begging twice. The first reader whose name I pulled did not claim the prize, even though she had more than the usual 24 hours in which to do so. (I got too busy to check my e-mail.)

The second name I pulled? Also a non-responder.

The third time was the charm for a reader named Jenzer, who turned out to be an excellent match: Some years back she’d given a Ray Troll T-shirt, “Bass Ackwards,” to her dad, an avid angler. So glad the magnets went to a good home.

This short, semi-chiding post is a reminder: If you enter, why not check to see if you’ve won?

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Giveaway: Clark Howard’s new book.

9781583335253LConsumer king Clark Howard has followed up his New York Times bestseller “Living Large in Lean Times” with another one that’s sure to be a hit. I know this because I’ve read it: Clark has donated two copies for review and/or giveaway.

Review first, giveaway after.

The format of “Clark Howard’s Living Large for the Long Haul” is quite smart: Interview 50 U.S. residents who were body-slammed by the recession and find out how they coped.

This is both shrewd and reader-friendly. Too often personal finance books and articles use people as bad examples: “John Smith had 24 credit cards. For years he was up to his hairline in consumer debt, and ultimately declared bankruptcy. Now his credit score is in the crapper, he can’t get a decent auto loan rate and landlords don’t want to rent to him. John is an idiot. Don’t be like John.”

It’s not that object lessons are bad. It’s that sometimes they’re a little too close to the reader’s own behavior. The temptation is to shut down, i.e., to be unable to learn anything from the example, or to pretend you’re nothing like John (“Yeah, I have a dozen cards but at least I don’t have two dozen – and I’m making the minimum payments on time so everything’s cool.”)

Clark’s premise is swell and once again he’s packed the pages with sometimes obscure and always ingenious tips. It’s a terrific resource, and one that I plan to keep on my own bookshelf along with his previous book.

That said, there’s something else to say: Clark, if you’re reading this, get yourself an editor, son. Please.

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