spending

How much does your suitcase weigh?

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thI sure learned some interesting things about luggage while researching my latest piece for Retail Me Not. My favorite factoid was how light the bags are getting. Modern bags can weigh as little as 3.3 pounds – much easier on the arms, and also providing more wiggle room as regards an airline’s 50-pound luggage limit.

Randy MacKenzie of Edwards Luggage, a family-owned store since 1946, does monthly “how to pack” seminars in the family’s four San Francisco-area stores. Packed for two weeks of travel, today’s lightweight carry-ons can weigh in at 21 pounds. (Hint: That gives you room for 29 pounds’ worth of souvenirs before you start to pay extra.)

A few of her favorite manufacturers:

  • Rimowa: Lightweight and incredibly durable, this manufacturer offers colors that won’t embarrass the business traveler – “an absolutely gorgeous chocolate brown, a beautiful navy blue, a very dark purple.”
  • TUMI: Lightweight with “some really spectacular colors.”
  • IT Luggage: These semi-deconstructed, very basic bags weigh as little as 3 pounds and come “in all the colors of the rainbow.”
  • Swiss Army: These “youthful-looking” bags are less expensive but still wear well.

I love my own Delsey case, but if and when it ever gives up the ghost I’ll be looking for lighter luggage — from Delsey or someone else.

Just FYI: Large bags are still available if you’re heading for a cruise that requires formal wear or some other special garb. (Fun fact: Cruises exist for fans of nudism, Elvis, Shakespeare and “Star Trek.”) But a carefully packed medium-sized bag will generally do just as well, according to MacKenzie.

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What does a working kitchen need?

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thA blog post over at Get Rich Slowly asks readers which cooking  utensils/equipment they couldn’t live without. “In the kitchen: When less is more” posits that plenty of the things marketed as necessities end up as just so much culinary clutter.

“How much do you need to have a working kitchen?” asks writer Lisa Aberle.

Good question.

My comment on the post became pretty lengthy – so lengthy, in fact, that I realized I feel pretty strongly about the subject. While I understand that foodies and gadgeteers love their avocado slicers and their cheese straighteners*, I’d like to point out that:

  • More isn’t necessarily better, and
  • Specialization is the last refuge of marketers.

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What’s the weirdest thing you ever charged?

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th-1The folks at CardRatings.com recently commissioned a survey about offbeat credit card purchases. Some 57 percent of those surveyed copped to a bit of buyer’s remorse, i.e., “What was I thinking?”

“Adult entertainment” was the top culprit, with 6.7 percent admitting to have purchased temporary jollies. Men are “about four times more likely than women to use a credit card for this purpose,” according to the CardRatings blog post.  

You don’t say.

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Buy yourself a merry little Christmas?

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thFewer of us plan to “self-gift” this holiday season, according to the National Retail Federation. Of the 6,415 U.S. consumers surveyed by the NRF, only 57% will buy themselves somethin’ pretty, compared to 59% in 2012.

Still, that’s quite a few folks assured of getting at least one gift they really, really like.

Nothing wrong with wanting to treat yourself, especially given some of the prices on Gray Thursday, Black Friday, Cyber Monday and every other sale from now until Dec. 24. Not that every “sale” price is a good one; in fact, some aren’t really good deals at all.

But if you’ve been tracking prices, especially for bigger-ticket items like technology and appliances, then I can think of only one reason not to self-gift.

 

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The gift of personal finance.

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thGot a relative or friend who’s financially at sea? Or someone who’s just starting out and who could easily develop bad money habits?

Maybe that’s a middle-aged recent divorcee, a single-mom friend who’s got more month than money, or a slacker cousin who at 35 hasn’t done a thing about retirement.

Or perhaps you know young professionals who are racking up consumer debt, or parents-to-be wondering if one of them can stay home and not torpedo their financial and professional goals.

You might be able to help: This holiday season, give the gift of personal finance.

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The loneliest drugstore in the world.

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thAnother Thanksgiving and I’ve fulfilled my stated intention: to eat until I can’t walk. Four guests for dinner (including my niece and her boys) and I still had all I wanted of turkey, stuffing, mashed potatoes, gravy, coleslaw, peas, rolls – all of it homemade and all of it irresistible.

Dessert was a tough choice between the pumpkin pie that I made and the pumpkin cheesecake my niece made. Since my doctor told me to reduce stress, I decided to have some of each. After all, they both have beta carotene.

The meal started at 1 p.m. My friend Linda B. left for work at 4:15 p.m., and my niece and the kids were gone an hour later. Now I’m sitting in front of a wonderful fire and unlikely to move far from it, especially since the temperature is dropping: It’s 11 and breezy now, predicted to drop to 2 degrees overnight; tomorrow’s high is predicted to be 8 degrees and the low will be minus 8. At least it isn’t Fairbanks.

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Good to the last drop: Getting full use of condiments.

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Our fridge door is full of jars and bottles, some of which look odd. For example, the contents of a spicy brown mustard bottle may seem pale and grainy, or there might be a jar of brine without any pickles. A small jar of homemade jam looks all but empty; so does a bottle of ranch dressing.

When these and other condiments run low, we turn them into something else. If a mayonnaise jar has shoulders that keep us from getting all of it – even with a spatula – we take that as a personal challenge. That last little bit of catsup that won’t come out, even if the bottle stands on its head all night? It will be ours.

Sure, it’s just a few cents’ worth of food, if that. But we see no reason to waste it. Besides, it encourages culinary creativity.

If you too are frustrated by the inaccessibility of those last drops, try these tactics.

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A survival kit for Black Friday 2013.

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thSome people are wondering whether Black Friday is dead. I wouldn’t order funereal flowers just yet.

Sure, some retailers have been testing the waters with early-November sales and are planning to jump the gun with “Gray Thursday” doorbusters. In addition, shoppers are getting savvier; knowing that not every “sale” price is in fact the best price, we’re less likely to blow the entire holiday budget immediately after Thanksgiving.

Yet some of those Gray Thursday/Black Friday/Cyber Monday loss leaders really are pretty splendid. For example, you’re not likely to find decent-quality bath towels for $2 at any other time of the year.

That’s why we have deal-finding apps: They help us sort the wheat from the chaff. This week’s giveaway is sponsored by FatWallet.com, a site that combines online coupons, cash-back shopping, and a community of fierce deal hounds who delight in posting the best possible combinations of low prices, cash-back and rebates.

The FatWallet Black Friday app lets you search by category (towels, Barbies, camouflage) or by retailer. You can filter by price, search all doorbusters, inquire about rebates, collect e-coupons (no clipping), look for free shipping and even purchase the items immediately from your phone.

(Those of us who don’t own smartphones can access the app on our treadle-powered laptops. Woo hoo!)

What’s this got to do with surviving Black Friday? Good question.

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Can money buy happiness?

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th-1That’s the subject of my most recent post over at Money Talks News. Here’s what I think: Money doesn’t buy happiness per se, but it certainly positions you for contentment. Just ask anyone who can’t pay his bills.

“Think money can’t buy happiness? Think again” doesn’t suggest that money is the answer to all problems. As noted in the piece, I’ve been well-fed and gainfully employed and still incredibly unhappy. (Hint: That was before my divorce.)

But it’s silly to think that empty cupboards, disconnected utilities and eviction notices don’t have an impact on happiness. Money can buy a certain degree of security.

That said, researchers point to data suggesting that:

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