Swagbucks

How I got $50 worth of free food.

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Like many of you, I’m very nervous about fast-rising food prices. That’s why I was thrilled to get $50 worth of free food recently.

It was pretty simple: I cashed in some rewards program points for a $25 Kroger gift card and a $25 Safeway gift card. And I can’t truly explain just how happy that made me.

It felt a bit silly, to be honest. After all, the cupboard was by no means bare and I had money in my checking account. No one would have gone hungry had I not cashed in; as the king and queen of the stealth stock-up, DF and I are good for the basics. (So many basics.)

Fresh fruit and certain vegetables, though, and eggs, and milk for my oatmeal and to use for making yogurt? Those kinds of things need to be bought regularly. Hence the gift cards.

Flashing this scrip at the cash register felt great. Instead of spending money on the fresh stuff, I’d be sending those food dollars to the account where I keep my saved savings.

But I’m not writing about this to brag. I’m writing it to suggest that those of you with smartphones download some shopping apps and start earning. And if you’ve got a credit card that isn’t a rewards card, consider shopping for a new one.

Rewards points matter. My $50 head start at the grocery store says so.

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Rewards programs FTW!

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(Happy Throwback Thursday! Given that the no- or low-spend February challenge has begun, I decided to put this piece – originally published on June 11, 2021 – on the front page. Rewards programs have been a huge help to me: for gifts, for household items and for donations to those in need. They’ll be helping me keep my spending low this February. I hope they’ll help you, too.)

Recently DF tore down the old woodshed next to the house. He’d long planned to replace it and in fact had the roofing materials all picked out: metal, so that in the spring and summer we could fall asleep listening to the sound of the rain hitting the roof.

This was the year, and it took him just part of a day to disassemble the thing. It would have been much faster to hit it with a pickax and crowbar, but he couldn’t rip and roar because the “new” shed would use parts of the old one.

More of it than he thought turned out to be usable, so all we had to buy was a couple of treated 2x6s, some special screws and, of course, that metal roofing.

I covered those purchases by cashing in at least $135 worth (lost count at some point) of Lowe’s gift cards from several different rewards programs. So many rewards, in fact, that we were able to buy some more potting soil as well.

Rewards programs for the win! Cheapest rehab ever.

I know I talk about rewards programs a lot, but that’s because they work. They earn us free household items, food, gifts and garden supplies. Which is why I think everyone should at least take a look at these programs. 

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Extreme Frugality: Coupon/rebate deals.

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This is one in an occasional series of articles about saving money.

Back in the day, the coupon/rebate combo got me a lot of free stuff. A lot. For years I didn’t have to pay for toothpaste, shampoo, lotion, deodorant and other toiletries, or for certain food items. On the rare occasions when I did pay, the tab was a few cents to just under a dollar.

This was a godsend at the time, since I was living on less than $1,000 a month and working on a university degree. Bonus: I got so much free stuff that I supplied my daughter with many essentials, and donated a bunch to a social services agency.

Coupon/rebate buying helped me stretch my limited funds. It helped me help others. What’s not to like?

<<Surviving and Thriving has partnered with CardRatings for our coverage of credit card products. Surviving and Thriving and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses and recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.>>

But all good things must end, and coupon/rebate deals were no exception. The stores running these loss-leader promotions gradually fell out of the habit. Ever since I moved back to Alaska I’ve had almost no chances at getting the freebies.

Until, that is, I discovered a new coupon/rebate combo.

Now I use some (or all) of the following: the Coupons.com, Shopkick*, Ibotta** and Fetch Rewards*** apps; the Swagbucks rewards program and the CouponMom.com website. While it’s not as crazy-lucrative as it once was, I can say that it’s been worth my while. Two recent examples: 

 

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Where I’ve been.

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To quote a recent headline from my daughter’s website:

Blah.

As in, “I haven’t written much lately and I apologize. But things have been so busy that when I finally stop for the day my mind is, well, pretty blah.”

Can’t focus on brilliant new blog post ideas. Heck, I can barely focus on anything except putting out freelance fires and after that, hanging out with DF for a little while and going to bed.

Maybe it’s the long spell of gray, gray days. Maybe it’s age-related fatigue; where I once could write from morning until the midnight hour, now I just want to get away from the screen after a few hours. Whatever the reason, I just haven’t felt creative enough to write anything.

Yet I hate to have 10 days go by with nothing new up on the site. I miss you guys when I don’t post!

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Swagbucks fun on Oct. 18 (that’s tomorrow).

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Just a quick post to say that:

Tomorrow (Wednesday, Oct. 18) will bring a Swag Code Extravaganza, and

A spooky new Swagbucks Team Challenge is currently afoot.

As anyone who reads here regularly already knows, this is my favorite rewards program. The points (called “SB”) that I earn pay for:

  • A goodly chunk of my birthday and holiday gifts
  • Dinner out when I visit my daughter and son-in-law
  • Paper products and food items for people in financial tight spots

About that last: I trade in the SB for Amazon gift cards and have the goods sent right to their doors. (Thanks, Amazon Prime!) In fact, I cash in most of my SB for Amazon cards, although recently I traded in for a Hot Topics card for a stylish young relative.

Bonus: You can trade SB for cash money, in the form of PayPal gift cards.

 

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This, that and summer.

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Sorry to have maintained radio silence for so long. Not only have I been promoting “Your Playbook For Tough Times, Vol. 2: Needs And Wants Edition” and taking care of gigs for other sites, I’ve been slowed down by summer, in two ways:

Playing in the dirt, i.e., piddling around in the garden*. Although DF does the lion’s share of the work, I’ve still be spending less time at the computer and more time harassing chickweed.

Losing track of time due to the long, long summer** days.

About that last: On Thursday night I decided to try and finish “The Girl Who Played With Fire,” the second in the late Stieg Larsson’s Lisbeth Salander series (officially known as the Millennium Series, but I like the character so much it will always be the Lisbeth Salander series). It’s such a great read that I hated to quit, but my eyes grew heavy.

No wonder: It was 2:30 a.m.

 

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Here’s my Swagbucks story.

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(I’m taking part in the “Tell Your Swagbucks Story” promotion at the Swagbucks rewards program site.)

When my daughter first told me about Swagbucks, I figured it was just another frugal hack, i.e., a way to earn a few rewards cards and boost my budget.

It was. But it’s become so much more.

Over the years, the Swagbucks rewards program has become a way for me to eat better, slash my gift-giving costs, travel more affordably, send items to people in need and enjoy fresh tomatoes in Alaska – frugally.

Here’s how.

 

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A hot (and short-lived) incentive to try Hulu.

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If you’ve been on the fence about Hulu, this might be the time to do it: This weekend, Swagbucks is offering a $28 incentive to try the $7.99-per-month television service.

Specifically: When you sign up for Hulu you’ll get 2,800 SB points, which translates to $28 worth of gift cards (or PayPal, if you prefer the cash). You could think of this as making $20, or that Swagbucks is paying for your first three-plus months of the cable TV alternative.

But wait, there’s more: If you sign up this weekend you’ll get another 300 SB in your account in May. The total, then, is $31 worth of gift card (or PayPal) power.

So how do you get a piece of the action? Two easy steps (with occasional gusts to three):

 

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No place like phone for holiday fraud.

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thMy pay-as-you-go flip phone regularly receives calls from numbers I don’t recognize. For a while I’d pick up any that began with 206 or 425; having lived in Seattle for eight years I figured it might be an old acquaintance or former classmate.

Each time, though, it was a robonotification about a great deal on a credit card, vacation or something else I didn’t need. Nowadays I don’t pick up, and guess what? Those unknown callers never leave messages!

I’m not alone in feeling pestered. Phone-spam victims received an average of 118 sales-pitchy or downright fraudulent calls this year, according to a new study from Hiya, a free caller ID/call-blocker app.

And there’s no place like your phone for holiday fraud. Seasonal scams are up by 113 percent over last year, the study notes.

Among them:

 

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