Blog

5 money lessons from “Jurassic World: Dominion.”

by

I do love finding personal finance lessons in popular culture. Today I’ll take out after “Jurassic World: Dominion.”

Was it a good movie? Hard to say. Asking this is like asking, “Was your McDonald’s meal a good dining experience?” Answer: It filled me up okay but it was neither memorable nor remember-able. “Jurassic World: Dominion” is the same sort of cinematic non-feast: I remember enjoying certain parts of it, but on the whole it was just…long. If I’d been wearing a watch, I’d have been checking it after about the 90-minute mark – and the film lasts for 147 minutes.

The first film in the series, “Jurassic Park,” was a wildly entertaining film with plenty of action and terrific (for the time) special effects. But it also asked the hard questions. You know, stuff about humankind’s ongoing attempts to control Nature and our inability to look at something wondrous without wondering how much money it could bring us.

Read more

Support the reader economy: Giveaway #4.

by

I hesitated to post another “Support the Reader Economy” giveaway so soon after my most recent giveaway, which was a $15 Starbucks gift card on June 20. Then I realized:

(a) That was several weeks ago (so easy to lose track of time during an Alaska summer), and also

(b) People are being slammed by inflation, so why not offer a little help right now instead of waiting?

In the grand scheme of things that help is rather small: A $25 gift card to the winner’s retailer of choice. On the other hand, it’s always fun to win things – and even though $25 is chump change these days, in some cases it could make a big difference.

For example:

You’re coming off a spell of unemployment and playing catch-up.

You’re in the middle of a spell of underemployment, and have more month than money.

You’re having one of those years where everything that can go wrong did go wrong, from major repair bills to high medical co-pays.

Will $25 fix any of those situations for good? Of course not. But it might provide gas to get to work, some Payless Shoe Source sneakers for your fast-growing youngest kid, or some milk and bananas to balance out this month’s food-bank offerings.

The giveaway was never meant to be a solution to a major problem. It’s more like a slice of serendipity, an e-hug from me to the winner to encourage them to keep fighting.

Read more

Anatomy of a frugal freezer.

by

Recently I did an article called “Anatomy of a frugal meal,” in which I detailed the various hacks that went into producing a last-minute meal that was both cheap and delicious. The reaction was so positive that I decided follow-up pieces might be in order.

The first idea came when I opened the freezer and realized how many things were engineered into that relatively small space. To be clear: This is the freezer atop our fridge, not the chest freezer. (But that one’s pretty full as well.)

As you’ll soon see, the fridge freezer has both good deals and odd stuff. Yet each item represents the best use of our food dollars, whether that’s growing it, buying it on sale or getting maximum use out of every bit of nutrition.

About that last: In a piece called “Extreme frugality: Use all the bits,” I pointed out that the price of eating hasn’t been this high for 10 years.

“Extreme frugality may become a necessity, if it isn’t already. So why not work to get as much out of every food item you buy? (As) the per-plate price of food continues to climb, remember that preventing food waste helps make your groceries more cost-effective.”

Our freezer is crammed with cost-effective (and sometimes free) items that keep costs down and mealtimes delightful. Have a peek inside.

Read more

2 illnesses (one COVID, one not).

by

Let me say upfront that I did not have COVID. My poor niece has it, though, and she’s been suffering. Ever the momma, though, Alison opted to quarantine in a tent in the yard (more on that in a moment) rather than expose her two children to the virus.

My own illness was far more plebeian, though fairly uncomfortable in its own special way. It laid me low for most of last week and has left me fatigued and cranky. Which is one reason that it’s been, good grief, 11 days since I last posted here.

Still trying to form coherent thoughts, as well as to catch up on assignments whose deadlines I missed. I’ve also been dropping off things I think my niece could use: ice for the cooler, washed grapes, chicken noodle soup, Ritz crackers and, for fun, a sleeve of Otter Pops. (We’d been reminiscing about freezer pops recently, so when I saw a box of 80 OPs for just $3.29 in the “manager’s special” bin, I snatched it up.)

I don’t go into her home or her tent, or even near them. Instead, I set the stuff near the front door and text her kids to come get them. They come out with masks on, chat briefly (from a distance) about how it’s going and go back into the plague house.

About that tent: A friend of Alison’s referred to the quarantine tent as “the ’Rona Cabana,” and that earworm* would not leave my head.

The only way to get it out was, of course, to write about it. 

Read more

How to get free stuff.

by

Once upon a time, it was easy to get free stuff. In the early days of Internet marketing, companies vied with one another to give away everything from candy bars to condoms.

Of course, this free stuff came at a cost: The manufacturers would spam you, and your info would likely be sold so that other people could spam you, too.

But for a little while our mailboxes turned into piñatas, spilling out stuff like protein bars, breakfast cereal, T-shirts, pet food, feminine hygiene products, fabric softener, cosmetics, snack foods, energy drinks and all sorts of over-the-counter medications. Those were the days.

Marketing has changed, and most of the folks who used to run freebie sites either sold their URLs or dropped outta the blogging business. But when asked to find out what’s still there, I found enough to write about for Money Talks News. “6 of the best websites for finding free stuff” notes that times have definitely changed:

“(Some) so-called ‘freebie’ sites are more about items that are free if you:

  • Use coupons and rebates.
  • Pay upfront and then get a loyalty program credit or an online rebate.
  • Jump through multiple hoops, such as creating an account, installing an app and linking your social media account.
  • Enter a drawing for a chance at getting the free item.
  • Take surveys and then use the points you earn to get “free” stuff.

“Hey, there’s nothing wrong with taking surveys; it’s one way of earning extra cash. Nothing wrong with rebates, either. But sometimes you just want to click it and claim it.”

I did come up with more than half a dozen legitimate ways to score gratis goods. (A couple of extras are tucked in as also-rans.) The article also includes pro tips and caveats. Have a look, and score some free stuff of your own.

A few other pieces I’ve done for Money Talks News lately:

Read more

Giveaway: $15 Starbucks gift card.

by

It’s darned hot in the Lower 48 right now. Anyone up for a cold drink? I’m giving away a $15 Starbucks gift card.

What you use it for is up to you, of course. Maybe a mango dragonfruit lemonade, or a caramel ribbon crunch Frappucino, or a chocolate cream cold brew.

Those all sound like desserts to me, but hey, whatever floats your boat. And cools you down. It’s punishingly hot down in the States, and in Hawaii, so let me buy you a Starbucks beverage.

Maybe you’ll go for an iced Americano, an iced toasted vanilla oatmilk shaken espresso, an iced cinnamon dolce latte or an iced caramel macchiato.

Whew. Complicated! 

Read more

Being an adult: What they don’t tell you.

by

I keep seeing a meme along the lines of, “No one ever told me that being an adult means having to decide what to fix for dinner every single night for the rest of your life.”

You know what else they didn’t tell you? That you’d also have to shop for that food, and to pay for it.

And for extra credit, that if you’re the main cook in the household you’ll have to listen to other people’s complaints/criticisms regarding the food.  

However, once you pass the age of 18 (or in some cases, never) you’re supposed to start acting like an adult. And being an adult isn’t always fun.

It can be fun, and it can even be great. But no one tells you that it’s also by turns terrifying, irritating, annoying, depressing, occasionally gross and often overwhelming.

They say that the trouble with life is that it’s so damn daily. Ditto adulthood. No one warns you that being an adult means a daily parade of stuff that sometimes you are not equipped to face, from the hazmat quality of an overloaded diaper to the daily drumbeat of, “How am I going to keep the lights on, the kids out of jail and my retirement secured?”

Am I complaining? Not really. Being an adult is what adults do. But sometimes you just want to be seen, as the kids say. You want someone to notice when you’re on the ragged edge, and you want that someone to say, “You know what? Siddown and eat this cupcake. I’ll handle things from here.”

Read more

How I got $50 worth of free food.

by

Like many of you, I’m very nervous about fast-rising food prices. That’s why I was thrilled to get $50 worth of free food recently.

It was pretty simple: I cashed in some rewards program points for a $25 Kroger gift card and a $25 Safeway gift card. And I can’t truly explain just how happy that made me.

It felt a bit silly, to be honest. After all, the cupboard was by no means bare and I had money in my checking account. No one would have gone hungry had I not cashed in; as the king and queen of the stealth stock-up, DF and I are good for the basics. (So many basics.)

Fresh fruit and certain vegetables, though, and eggs, and milk for my oatmeal and to use for making yogurt? Those kinds of things need to be bought regularly. Hence the gift cards.

Flashing this scrip at the cash register felt great. Instead of spending money on the fresh stuff, I’d be sending those food dollars to the account where I keep my saved savings.

But I’m not writing about this to brag. I’m writing it to suggest that those of you with smartphones download some shopping apps and start earning. And if you’ve got a credit card that isn’t a rewards card, consider shopping for a new one.

Rewards points matter. My $50 head start at the grocery store says so.

Read more

Giving Cards: Want $20 to share?

by

The other day I was offered a great opportunity to share with readers: the chance to do something wonderful on someone else’s dime. Giving Cards, a movement designed to inspire thoughtful giving, will gift five readers each a $20 prepaid Visa card and a specific mission: “Think ‘big’ with ‘small’.” You might think $20 isn’t … Read more

Meet a reader: Cheryl from Florida.

by

Recently I announced my intention to borrow a strategy from The Frugal Girl, who posts a regular feature called “Meet a Reader.” This seemed like a natural fit for my site, since (a) I like talking with readers and (b) you guys are always talking to one another in the comments.

(Love it when that happens, by the way. And long may it continue!)

So I asked who might be interested in participating* in this feature, and was delighted that a dozen people either volunteered, or suggested a reader they hoped I’d interview. In addition, I made my own list (there was some overlap).

Random number generator decided that Cheryl would be first. Some of you may remember her from a previous piece I wrote, “Cheryl paid off her mortgage.” I was fortunate to meet her in person when visiting my dad, and figured a phone conversation would be as stimulating as the one the three of us had in person at a Dunkin Donuts in Tarpon Springs, Florida.

It was.

Here, edited a bit for brevity and clarity, is how it all shook down.

Read more