Meet A Reader

Meet a reader: Beth C. from NJ.

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The reader standing in front of a whole bunch of Falkland Island penguins is Beth C., a retired lawyer from South Jersey. I have had the good fortune to meet with Beth C. on two occasions while visiting family. Next year I may get another chance, as I will be traveling back east for my 50th (!) high school reunion.

Beth got her undergraduate degree in American Studies from a small (“but awesome”) liberal arts college in upstate New York, and then got a law degree. She spent the first seven years of as an attorney with a federal government agency in New York City, and the remaining 30-plus years in a private law practice in suburban New Jersey. Her specialty was health care regulatory and transactional work.

“I kind of fell into health care, since I got out of law school during a recession and the government agency that was hiring at the time needed people to work on health care issues,” Beth says. She loved working with people in that industry “because of the work that they did to help others.”

Now retired, Beth lives with her husband in a home they’ve owned for 29 years. Her two kids live nearby, and she’s able to see her grandchildren regularly. She delights in frugal hackery like using rewards points and airline miles, and taking surveys for extra money.

Being careful about her finances allows her to have fun in retirement and also to contribute to a program called Impact 100 NJ. She and others make an annual donation, and the cash is given out as grants to local nonprofit groups.

“I never would have been able to make that annual donation before,” she says. “It’s something meaningful, and I’ve enjoyed being a part of it.”

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Meet a reader: Ann from South Carolina.

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First, let me be clear: Ann is not a turtle. She’s a  camera-avoidant reader who requested that I use a photo she snapped of a turtle sunning itself.

There’s another reason for the turtle, though: Its slow-and-steady approach to life is analogous to Ann’s brand of frugality.

She’s in no rush to get the latest anything, has lived in the same house for more than three decades, and knows all the best thrift stores. Recently, Ann met a friend for lunch at a hospital snack bar, which she says has a “spa-like” vibe: “It’s got a skylight, it’s very sunny, they’ve got healthy food, it’s inexpensive, it’s fast.”

She drives a car “that no one will steal,” and specifically chose a job with a pension. Ann is lucky to live in a city where supermarkets “compete,” and she can turn those deals into comfort foods that cost way less than takeout.  “I feel rich if I’ve got cooked ground beef in the freezer…a perfect start for tacos, spaghetti, chili or nachos.”

Ann has been a reader since the MSN Money days, so it was great fun to attach a voice to the history. Please join me in congratulating her on her end-of-December retirement, at age 57. And enjoy the following conversation, which has been lightly edited for brevity and clarity.

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Meet a reader: RoInRocketCity.

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This is the third in my “Meet a reader” series and as with the first two, I’ve had the chance to meet with Ro in real life.

That happened at the 2016 Financial Blogger Conference in San Diego, where Ro was living at the time. We had a too-brief meetup, and I’m afraid I was a bit distracted because my daughter, who was also attending, was sick. (Those waxing-and-waning symptoms turned out to be sepsis. Yikes.)

Even so, it’s always fun to meet someone who’s been commenting on your stuff – especially since Ro has been a commenter since my MSN Money days. She always had (and has) thoughtful things to say.

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Meet a reader: FrugalStrong from Texas.

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Like the first person featured in the “Meet a reader” series, FrugalStrong has also been the subject of a post on this site. I had the chance to meet her and her family when they traveled to Alaska. The result was an article called “Why aren’t more people frugal?” The title for that piece came from a question her husband posed during our frugal meet-up at a Carl’s Jr. restaurant (a location chosen for its big indoor playground).

When the 2017 Financial Blogger Conference took place in Dallas, she invited DF and me to stay for a couple of days, pre-conference. Their home is on a lake, and DF got a kick out of being able to swim in late October. Unfortunately, I came down with some kind of bug while I was there, which was mortifying, but she and her husband couldn’t have been nicer about it. 

Our recent phone chat was the two of us taking turns preaching to the choir. FrugalStrong and I have the same mindset: Save where you can so you can spend where you want.

Here, lightly edited for brevity and clarity, is that conversation.

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Meet a reader: Cheryl from Florida.

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Recently I announced my intention to borrow a strategy from The Frugal Girl, who posts a regular feature called “Meet a Reader.” This seemed like a natural fit for my site, since (a) I like talking with readers and (b) you guys are always talking to one another in the comments.

(Love it when that happens, by the way. And long may it continue!)

So I asked who might be interested in participating* in this feature, and was delighted that a dozen people either volunteered, or suggested a reader they hoped I’d interview. In addition, I made my own list (there was some overlap).

Random number generator decided that Cheryl would be first. Some of you may remember her from a previous piece I wrote, “Cheryl paid off her mortgage.” I was fortunate to meet her in person when visiting my dad, and figured a phone conversation would be as stimulating as the one the three of us had in person at a Dunkin Donuts in Tarpon Springs, Florida.

It was.

Here, edited a bit for brevity and clarity, is how it all shook down.

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A chance to meet a reader.

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During the no- or low-spend February challenge, a reader named A. Marie mentioned she had been interviewed for the “Meet a reader” feature at a site called The Frugal Girl.

(That interview can be found here, if you’d like to go learn more about the awesome A. Marie. Go ahead. I’ll wait.)

Now: Who else is interested in being interviewed?

Yep, I’m appropriating The Frugal Girl’s idea. In part that’s because it sounds like great fun. After all, one of my favorite things about being a writer is getting to talk with people, and I’d love to chat with some of you in real life. (Well, over the phone.)

In fact, I have chatted with some of you in real life, during my travels, and it’s always stimulating.

The other reason I think “Meet A Reader” will fit here is that you folks tend to start conversations in the comments. Seems you’re already meeting readers, in a sense, and bringing us into the conversation. So why not make it official? 

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